Ally Financial (ALLY)

Financial Services · Credit Services
$37.18 -1.17% on the day Market cap $11.5B 52-week range $35.92 to $47.29 Prices as of Oct 7, 2026

What the price implies

A reverse DCF: instead of guessing a fair value, it asks what growth today's price already assumes. How it works.

Ally Financial's free cash flow isn't comparable to its market value here, so a cash-flow reverse DCF doesn't give a meaningful answer. The Modeling tab works from revenue and margins instead.

Fundamental grade

C

Five factors scored 1 to 9 from ALLY's latest numbers, weighted into one grade. It describes the business, not whether the stock is a buy.

Valuation9
Profitability6
Growth4
Financial health1

Key numbers

P/E (trailing)9.12x
P/E (forward)7.40x
Price / free cash flow—
EV / EBITDA7.84x
Price / sales1.72x
Price / book0.91x
Revenue growth-85.1%
Operating margin—
Net margin21.7%
Return on equity9.4%
Dividend yield3.2%
Debt / equity11.9x

Results from SEC filings

Fiscal years, from Ally Financial's 10-K filings. The deep dive has 15+ years, quarters and every line.

Fiscal year20212022202320242025
Revenue$8.2B$8.4B$8.2B$8.2B$7.9B
Net income$3.1B$1.7B$957M$668M$852M
Free cash flow$4.0B————
EPS (diluted)$8.22$5.03$2.77$1.80$2.37
Operating margin—————

Where the revenue comes from

Revenue by segments, fiscal 2025.

Automotive Finance operations$5.6B71%
Insurance operations$1.7B22%
Corporate Finance operations$538M7%

Superinvestors who own ALLY

From each investor's latest 13F filing (what a 13F shows). 6 of the investors we track hold it.

InvestorLast quarterValue% of portfolioQuarter
Warren Buffett
Berkshire Hathaway
Trimmed $1.2B0.42%Q2 2026
Bill Nygren
Harris Associates LP
Trimmed $1.2B1.6%Q2 2026
Cliff Asness
AQR Capital Management
Added $218M0.08%Q2 2026
Donald Smith
Donald Smith & Co.
Trimmed $173M3.1%Q2 2026
Francis Chou
Chou Associates Management
Held $10M4.8%Q2 2026
Tweedy, Browne
Tweedy, Browne Company
Added $2M0.16%Q2 2026

Insider buying

Open-market purchases by Ally Financial's executives and directors in the last 12 months, from SEC Form 4 filings. What insider buying tells you.

DateInsiderSharesPriceValue
Feb 12, 2026 Ro Khanna
0$40.92—
Feb 12, 2026 Ro Khanna
0$40.92—
Jan 27, 2026 Russell E Hutchinson
11,566$43.17$499,304
Jan 23, 2026 Michael George Rhodes
23,800$41.68$991,984
Oct 22, 2025 Ro Khanna
0$40.64—
Oct 22, 2025 Ro Khanna
0$40.64—

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In the full deep dive

DCF fair value per share
Yearly return (IRR) at today's price
Growth implied by revenue and margins
15+ years of statements and quarters

Questions

Are Ally Financial insiders buying the stock?

6 open-market insider purchases of ALLY in the last 12 months, from SEC Form 4 filings.

Which superinvestors own Ally Financial?

6 of the superinvestors Investingly tracks hold ALLY in their latest 13F, including Warren Buffett, Bill Nygren, Cliff Asness.

Prices and ratios as of Oct 7, 2026; statements from SEC filings. Information only, not investment advice. Superinvestor holdings come from 13F filings, which are filed up to 45 days after each quarter ends.