Ally Financial (ALLY) financial statements
Ally Financial reported revenue of $7.9B in fiscal 2025, up 4.3% a year over 9 years.
Net income was $852M.
The diluted share count fell 35% over the period (buybacks).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from Ally Financial's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $5.4B | $5.8B | $5.8B | $6.4B | $6.7B | $8.2B | $8.4B | $8.2B | $8.2B | $7.9B |
| Interest expense | $2.6B | $2.9B | $3.6B | $4.2B | $3.2B | $1.9B | $2.9B | $6.9B | — | — |
| Pre-tax income | $1.6B | $1.5B | $1.6B | $2.0B | $1.4B | $3.9B | $2.3B | $1.1B | $836M | $1.1B |
| Income tax | $470M | $581M | $359M | $246M | $328M | $790M | $627M | $144M | $167M | $199M |
| Net income | $1.1B | $929M | $1.3B | $1.7B | $1.1B | $3.1B | $1.7B | $957M | $668M | $852M |
| EPS (diluted) | $2.15 | $2.04 | $2.95 | $4.34 | $2.88 | $8.22 | $5.03 | $2.77 | $1.80 | $2.37 |
| Diluted shares | 482M | 455M | 428M | 395M | 377M | 365M | 319M | 305M | 310M | 313M |
| Net margin | 19.6% | 16.1% | 21.8% | 26.8% | 16.2% | 37.3% | 20.3% | 11.6% | 8.2% | 10.8% |
Balance sheet
Fiscal years, from Ally Financial's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $5.9B | $4.3B | $4.5B | $3.6B | $15.6B | $5.1B | $5.6B | $6.9B | $10.3B | $10.0B |
| Receivables | $80M | $84M | $88M | $105M | $100M | $97M | $114M | $154M | $206M | $223M |
| Property, plant and equipment | $376M | $456M | $564M | $646M | $726M | $1.2B | $1.3B | $1.3B | $1.3B | $1.1B |
| Goodwill | $240M | $240M | $240M | $393M | $343M | $822M | $822M | $669M | $551M | $190M |
| Total assets | $163.7B | $167.1B | $178.9B | $180.6B | $182.2B | $182.1B | $191.8B | $196.3B | $191.8B | $196.0B |
| Long-term debt | $39.3B | $33.2B | $35.2B | $24.8B | $16.9B | $11.2B | $13.3B | $13.2B | $12.7B | $14.4B |
| Total liabilities | $150.4B | $153.7B | $165.6B | $166.2B | $167.5B | $165.1B | $179.0B | $182.6B | $177.9B | $180.5B |
| Shareholders' equity | $13.3B | $13.5B | $13.3B | $14.4B | $14.7B | $17.1B | $12.9B | $13.7B | $13.9B | $15.5B |
| Net debt | $47.9B | $40.0B | $39.7B | $30.5B | $6.4B | $12.0B | $12.2B | $10.6B | $7.2B | $7.0B |
Cash flow
Fiscal years, from Ally Financial's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $4.6B | $4.1B | $4.2B | $4.0B | $3.7B | $4.0B | $6.2B | $4.6B | $4.5B | $3.7B |
| Capital spending | — | — | — | — | $0 | $46M | — | — | — | — |
| Free cash flow | — | — | — | — | $3.7B | $4.0B | — | — | — | — |
| Stock-based compensation | — | $60M | $72M | $67M | $80M | — | — | — | — | — |
| Dividends paid | $108M | $184M | $242M | $273M | $289M | $324M | $384M | $368M | $372M | $379M |
| Share buybacks (net) | -$341M | -$753M | -$939M | -$1.0B | -$106M | -$2.0B | -$1.6B | -$33M | -$38M | -$59M |
| Net borrowing | -$7.7B | -$11.2B | -$965M | -$14.8B | -$15.8B | -$5.2B | $3.1B | $2.0B | -$1.8B | $2.6B |
| Free cash flow margin | — | — | — | — | 55.9% | 48.7% | — | — | — | — |
| Dividends per share | $0.22 | $0.40 | $0.57 | $0.69 | $0.77 | $0.89 | $1.21 | $1.21 | $1.20 | $1.21 |
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What was Ally Financial's revenue in 2025?
$7.9B in fiscal 2025, from its 10-K filing.
From Ally Financial's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.