Klarna Group (KLAR)

Technology · Software - Infrastructure
$13.25 +1.22% on the day Market cap $5.7B 52-week range $12.06 to $44.75 Prices as of Oct 7, 2026

What the price implies

A reverse DCF: instead of guessing a fair value, it asks what growth today's price already assumes. How it works.

Klarna Group's free cash flow was negative in fiscal 2025, so a cash-flow reverse DCF doesn't give a meaningful answer. The Modeling tab works from revenue and margins instead.

Fundamental grade

F

Five factors scored 1 to 9 from KLAR's latest numbers, weighted into one grade. It describes the business, not whether the stock is a buy.

Valuation6
Profitability0
Growth4
Financial health1
Cash efficiency0

Key numbers

P/E (trailing)—
P/E (forward)24.2x
Price / free cash flow—
EV / EBITDA4.41x
Price / sales1.62x
Price / book2.11x
Revenue growth+24.8%
Operating margin-6.5%
Net margin-7.8%
Return on equity-10.9%
Dividend yield—
Debt / equity6.43x

Results from SEC filings

Fiscal years, from Klarna Group's 10-K filings. The deep dive has 15+ years, quarters and every line.

Fiscal year202320242025
Revenue$2.3B$2.8B$3.5B
Net income-$244M$21M-$273M
Free cash flow$723M$542M-$1.1B
EPS (diluted)-$0.69$0.01-$0.79
Operating margin-14.2%-4.3%-6.6%

Where the revenue comes from

Revenue by products, fiscal 2025.

Transaction revenue$2.1B60%
Interest income$937M27%
Consumer service revenue$397M11%
Gain on sale of consumer receivables$73M2%

Superinvestors who own KLAR

From each investor's latest 13F filing (what a 13F shows). 1 of the investors we track hold it.

InvestorLast quarterValue% of portfolioQuarter
Jay Petschek
Corsair Capital Management
Trimmed $506,0000.06%Q2 2026

Insider buying

Open-market purchases by Klarna Group's executives and directors in the last 12 months, from SEC Form 4 filings. What insider buying tells you.

No open-market insider purchases of KLAR in the last 12 months. Most insider activity is selling and option exercises, which aren't shown here.

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In the full deep dive

DCF fair value per share
Yearly return (IRR) at today's price
Growth implied by revenue and margins
15+ years of statements and quarters

Questions

Are Klarna Group insiders buying the stock?

No open-market insider purchases of KLAR in the last 12 months, according to SEC Form 4 filings.

Which superinvestors own Klarna Group?

1 of the superinvestors Investingly tracks hold KLAR in their latest 13F, including Jay Petschek.

Prices and ratios as of Oct 7, 2026; statements from SEC filings. Information only, not investment advice. Superinvestor holdings come from 13F filings, which are filed up to 45 days after each quarter ends.