Lloyds Banking Group PLC ADR (LYG)
What the price implies
A reverse DCF: instead of guessing a fair value, it asks what growth today's price already assumes. How it works.
Fundamental grade
Five factors scored 1 to 9 from LYG's latest numbers, weighted into one grade. It describes the business, not whether the stock is a buy.
Key numbers
Results from SEC filings
Fiscal years, from Lloyds Banking Group PLC ADR's 10-K filings. The deep dive has 15+ years, quarters and every line.
| Fiscal year | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | $39.0B | -$5.3B | $18.6B | $18.0B | $19.4B |
| Net income | $5.8B | $3.8B | $5.5B | $4.4B | $4.7B |
| Free cash flow | $3.5B | $18.2B | $1.4B | -$10.0B | -$622M |
| EPS (diluted) | $0.07 | $0.05 | $0.07 | $0.06 | $0.07 |
| Operating margin | — | — | — | — | — |
Superinvestors who own LYG
From each investor's latest 13F filing (what a 13F shows). 4 of the investors we track hold it.
| Investor | Last quarter | Value | % of portfolio | Quarter |
|---|---|---|---|---|
| Jean-Marie Eveillard First Eagle Investment Management |
Trimmed | $41M | 0.07% | Q2 2026 |
| Cliff Asness AQR Capital Management |
Added | $28M | 0.01% | Q2 2026 |
| Hersh Cohen ClearBridge Investments |
Trimmed | $12M | 0.01% | Q2 2026 |
| Joel Greenblatt Gotham Asset Management |
Held | $64,818 | 0.0% | Q2 2026 |
Insider buying
Open-market purchases by Lloyds Banking Group PLC ADR's executives and directors in the last 12 months, from SEC Form 4 filings. What insider buying tells you.
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In the full deep dive
Questions
Are Lloyds Banking Group PLC ADR insiders buying the stock?
No open-market insider purchases of LYG in the last 12 months, according to SEC Form 4 filings.
Which superinvestors own Lloyds Banking Group PLC ADR?
4 of the superinvestors Investingly tracks hold LYG in their latest 13F, including Jean-Marie Eveillard, Cliff Asness, Hersh Cohen.
Prices and ratios as of Oct 7, 2026; statements from SEC filings. Information only, not investment advice. Superinvestor holdings come from 13F filings, which are filed up to 45 days after each quarter ends.