Lloyds Banking Group PLC ADR (LYG) financial statements

Financial Services · Banks - Regional · Market cap $78.4B

Lloyds Banking Group PLC ADR reported revenue of 19.4B GBP in fiscal 2025, down 7.6% a year over 9 years.

Net income was 4.7B GBP.

Free cash flow was -622M GBP, and the company returned 2.1B GBP in dividends.

The diluted share count fell 16% over the period (buybacks).

Revenue and free cash flow

Fiscal years, $ billions (GBP).

-2002040602016201720182019202020212022202320242025RevenueFree cash flow
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Income statement

Fiscal years, in GBP, from Lloyds Banking Group PLC ADR's 10-K filings with the SEC.

Fiscal year2016201720182019202020212022202320242025
Revenue39.6B GBP34.2B GBP22.1B GBP42.4B GBP29.2B GBP39.0B GBP-5.3B GBP18.6B GBP18.0B GBP19.4B GBP
Selling, general and admin10.3B GBP10.2B GBP————————
Interest expense7.3B GBP5.1B GBP3.0B GBP6.7B GBP3.6B GBP2.4B GBP4.7B GBP14.8B GBP19.0B GBP17.5B GBP
Pre-tax income3.9B GBP5.6B GBP6.0B GBP4.4B GBP1.2B GBP6.9B GBP4.8B GBP7.5B GBP6.0B GBP6.7B GBP
Income tax1.7B GBP1.6B GBP1.5B GBP1.4B GBP-161M GBP1.0B GBP859M GBP2.0B GBP1.5B GBP1.9B GBP
Net income2.1B GBP3.9B GBP4.4B GBP2.9B GBP1.3B GBP5.8B GBP3.8B GBP5.5B GBP4.4B GBP4.7B GBP
EPS (diluted)0.02 GBP0.05 GBP0.06 GBP0.03 GBP0.01 GBP0.07 GBP0.05 GBP0.07 GBP0.06 GBP0.07 GBP
Diluted shares72.02B72.39B72.28B71.28B71.26B71.78B69.68B65.76B63.07B60.51B
Net margin5.2%11.4%20.0%6.9%4.5%14.8%-71.6%29.3%24.6%24.0%

Balance sheet

Fiscal years, in GBP, from Lloyds Banking Group PLC ADR's 10-K filings with the SEC.

Fiscal year2016201720182019202020212022202320242025
Cash and short-term investments62.4B GBP58.7B GBP55.2B GBP59.5B GBP78.1B GBP79.2B GBP95.8B GBP88.8B GBP70.8B GBP60.6B GBP
Property, plant and equipment13.0B GBP12.7B GBP12.3B GBP13.1B GBP11.8B GBP11.6B GBP10.7B GBP12.5B GBP13.4B GBP14.9B GBP
Goodwill2.0B GBP2.3B GBP2.3B GBP2.3B GBP2.3B GBP2.3B GBP2.7B GBP———
Total assets817.8B GBP811.2B GBP797.6B GBP833.9B GBP871.3B GBP881.3B GBP873.4B GBP881.5B GBP906.7B GBP944.1B GBP
Total liabilities769.3B GBP763.2B GBP747.4B GBP786.1B GBP821.9B GBP830.0B GBP829.5B GBP834.1B GBP860.8B GBP896.2B GBP
Shareholders' equity48.0B GBP48.9B GBP49.9B GBP47.6B GBP49.2B GBP51.0B GBP43.7B GBP47.2B GBP45.7B GBP47.7B GBP
Net debt-62.4B GBP-58.7B GBP-55.2B GBP-59.5B GBP-78.1B GBP-79.2B GBP-95.8B GBP-88.8B GBP-70.8B GBP-60.6B GBP

Cash flow

Fiscal years, in GBP, from Lloyds Banking Group PLC ADR's 10-K filings with the SEC.

Fiscal year2016201720182019202020212022202320242025
Operating cash flow2.1B GBP-3.2B GBP-11.1B GBP11.3B GBP28.2B GBP6.8B GBP22.0B GBP6.8B GBP-4.4B GBP5.7B GBP
Capital spending3.8B GBP3.7B GBP3.5B GBP3.4B GBP2.9B GBP3.2B GBP3.9B GBP5.5B GBP5.6B GBP6.3B GBP
Free cash flow-1.7B GBP-6.8B GBP-14.6B GBP7.8B GBP25.3B GBP3.5B GBP18.2B GBP1.4B GBP-10.0B GBP-622M GBP
Dividends paid2.0B GBP2.3B GBP2.3B GBP2.5B GBP41M GBP970M GBP1.6B GBP1.8B GBP1.9B GBP2.1B GBP
Free cash flow margin-4.3%-20.0%-66.2%18.5%86.6%9.1%-339.6%7.3%-55.6%-3.2%
Dividends per share0.03 GBP0.03 GBP0.03 GBP0.03 GBP0.00 GBP0.01 GBP0.02 GBP0.03 GBP0.03 GBP0.03 GBP
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Questions

What was Lloyds Banking Group PLC ADR's revenue in 2025?

19.4B GBP in fiscal 2025, from its 10-K filing.

How much free cash flow does Lloyds Banking Group PLC ADR generate?

-622M GBP in fiscal 2025 (operating cash flow minus capital spending).

From Lloyds Banking Group PLC ADR's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.