KB Financial (KB)

Financial Services · Banks - Regional
$124.76 +0.01% on the day Market cap $44.4B 52-week range $77.44 to $133.29 Prices as of Oct 7, 2026

What the price implies

A reverse DCF: instead of guessing a fair value, it asks what growth today's price already assumes. How it works.

KB Financial's free cash flow isn't comparable to its market value here, so a cash-flow reverse DCF doesn't give a meaningful answer. The Modeling tab works from revenue and margins instead.

Fundamental grade

C

Five factors scored 1 to 9 from KB's latest numbers, weighted into one grade. It describes the business, not whether the stock is a buy.

Valuation9
Profitability4
Growth7
Financial health1

Key numbers

P/E (trailing)11.7x
P/E (forward)4.63x
Price / free cash flow0.01x
EV / EBITDA0.00x
Price / sales0.00x
Price / book1.12x
Revenue growth+17.8%
Operating margin—
Net margin—
Return on equity8.8%
Dividend yield2.4%
Debt / equity12.1x

Results from SEC filings

Fiscal years, from KB Financial's 10-K filings. The deep dive has 15+ years, quarters and every line.

Fiscal year20202021202220232024
Revenue$12.49T$14.48T$13.78T$16.23T—
Net income$3.47T$4.41T$4.11T$4.59T$5.08T
Free cash flow-$9.02T-$2.50T$4.26T$3.43T$3.39T
EPS (diluted)$8,730.00$10,890.00$9,998.00$11,218.00$12,726.00
Operating margin37.1%42.1%38.0%39.3%—

Where the revenue comes from

Revenue by segments, fiscal 2023.

Corporate Banking$5.76T34%
Retail Banking$4.44T26%
Credit Card$1.88T11%
Securities$1.72T10%
Others$1.41T8%
Non-life Insurance$1.16T7%

Superinvestors who own KB

From each investor's latest 13F filing (what a 13F shows). 4 of the investors we track hold it.

InvestorLast quarterValue% of portfolioQuarter
John Rogers
Ariel Investments
Trimmed $3M0.03%Q2 2026
Cliff Asness
AQR Capital Management
Added $3M0.00%Q2 2026
Richard Pzena
Pzena Investment Management
Trimmed $801,8940.00%Q2 2026
Bill Nygren
Harris Associates LP
Trimmed $204,0420.0%Q2 2026

Insider buying

Open-market purchases by KB Financial's executives and directors in the last 12 months, from SEC Form 4 filings. What insider buying tells you.

No open-market insider purchases of KB in the last 12 months. Most insider activity is selling and option exercises, which aren't shown here.

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In the full deep dive

DCF fair value per share
Yearly return (IRR) at today's price
Growth implied by revenue and margins
15+ years of statements and quarters

Questions

Are KB Financial insiders buying the stock?

No open-market insider purchases of KB in the last 12 months, according to SEC Form 4 filings.

Which superinvestors own KB Financial?

4 of the superinvestors Investingly tracks hold KB in their latest 13F, including John Rogers, Cliff Asness, Richard Pzena.

Prices and ratios as of Oct 7, 2026; statements from SEC filings. Information only, not investment advice. Superinvestor holdings come from 13F filings, which are filed up to 45 days after each quarter ends.