KB Financial (KB) financial statements
Net income was 5.08T KRW.
Free cash flow was 3.39T KRW, and the company returned 1.69T KRW in dividends and 820.0B KRW in net buybacks.
Revenue and free cash flow
Fiscal years, $ billions (KRW).
Income statement
Fiscal years, in KRW, from KB Financial's 10-K filings with the SEC.
| Fiscal year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 7.44T KRW | 10.19T KRW | 10.86T KRW | 11.43T KRW | 12.49T KRW | 14.48T KRW | 13.78T KRW | 16.23T KRW | — |
| Selling, general and admin | 4.52T KRW | 5.23T KRW | 5.63T KRW | 5.92T KRW | 6.27T KRW | 6.81T KRW | 7.20T KRW | 6.64T KRW | 6.65T KRW | 6.94T KRW |
| Operating income | 1.82T KRW | 1.68T KRW | 4.02T KRW | 4.27T KRW | 4.49T KRW | 4.63T KRW | 6.10T KRW | 5.23T KRW | 6.39T KRW | 8.05T KRW |
| Interest expense | 4.17T KRW | 3.62T KRW | 3.67T KRW | 4.83T KRW | 5.44T KRW | 4.76T KRW | 3.98T KRW | 9.24T KRW | 16.96T KRW | 17.66T KRW |
| Pre-tax income | 2.16T KRW | 2.63T KRW | 4.14T KRW | 4.30T KRW | 4.53T KRW | 4.78T KRW | 6.08T KRW | 5.39T KRW | 6.12T KRW | 6.99T KRW |
| Income tax | 437.4B KRW | 438.5B KRW | 795.0B KRW | 1.24T KRW | 1.22T KRW | 1.26T KRW | 1.70T KRW | 1.50T KRW | 1.59T KRW | 1.96T KRW |
| Net income | 1.70T KRW | 2.14T KRW | 3.31T KRW | 3.06T KRW | 3.31T KRW | 3.47T KRW | 4.41T KRW | 4.11T KRW | 4.59T KRW | 5.08T KRW |
| EPS (diluted) | 4,376.00 KRW | 5,559.00 KRW | 8,257.00 KRW | 7,676.00 KRW | 8,387.00 KRW | 8,730.00 KRW | 10,890.00 KRW | 9,998.00 KRW | 11,218.00 KRW | 12,726.00 KRW |
| Diluted shares | 388M | 386M | 401M | 399M | 394M | 395M | 399M | 399M | 393M | 383M |
| Operating margin | — | 22.5% | 39.4% | 39.3% | 39.3% | 37.1% | 42.1% | 38.0% | 39.3% | — |
| Net margin | — | 28.8% | 32.5% | 28.2% | 29.0% | 27.8% | 30.4% | 29.8% | 28.3% | — |
Balance sheet
Fiscal years, in KRW, from KB Financial's 10-K filings with the SEC.
| Fiscal year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | 7.46T KRW | 7.41T KRW | 8.40T KRW | 6.64T KRW | 14.49T KRW | 20.09T KRW | 26.03T KRW | 26.53T KRW | 25.83T KRW | 24.61T KRW |
| Property, plant and equipment | 3.29T KRW | 3.63T KRW | 4.20T KRW | 4.84T KRW | 5.07T KRW | 5.43T KRW | 5.24T KRW | 4.99T KRW | 4.95T KRW | 5.39T KRW |
| Goodwill | — | 262.4B KRW | 273.4B KRW | 275.2B KRW | 275.7B KRW | 763.6B KRW | 806.4B KRW | 845.2B KRW | 867.0B KRW | 874.0B KRW |
| Total assets | — | 375.67T KRW | 436.79T KRW | 479.59T KRW | 518.54T KRW | 610.72T KRW | 663.90T KRW | 715.73T KRW | 715.73T KRW | 757.85T KRW |
| Long-term debt | — | — | — | — | — | 10.57T KRW | 9.95T KRW | 9.83T KRW | 10.30T KRW | 11.47T KRW |
| Total liabilities | — | 344.41T KRW | 402.74T KRW | 443.88T KRW | 479.42T KRW | 567.32T KRW | 615.60T KRW | 657.09T KRW | 657.09T KRW | 698.03T KRW |
| Shareholders' equity | 28.90T KRW | 31.00T KRW | 34.04T KRW | 35.70T KRW | 38.53T KRW | 42.54T KRW | 47.46T KRW | 52.83T KRW | 56.69T KRW | 57.89T KRW |
| Net debt | -7.46T KRW | -7.41T KRW | -8.40T KRW | -6.64T KRW | -14.49T KRW | -9.53T KRW | -16.09T KRW | -16.70T KRW | -15.53T KRW | -13.14T KRW |
Cash flow
Fiscal years, in KRW, from KB Financial's 10-K filings with the SEC.
| Fiscal year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 2.19T KRW | 1.12T KRW | -4.84T KRW | -8.96T KRW | 9.40T KRW | -8.41T KRW | -2.03T KRW | 4.76T KRW | 4.11T KRW | 4.02T KRW |
| Capital spending | 281.3B KRW | 508.8B KRW | 410.3B KRW | 578.4B KRW | 942.3B KRW | 607.7B KRW | 478.3B KRW | 497.5B KRW | 680.6B KRW | 626.9B KRW |
| Free cash flow | 1.91T KRW | 616.2B KRW | -5.25T KRW | -9.54T KRW | 8.46T KRW | -9.02T KRW | -2.50T KRW | 4.26T KRW | 3.43T KRW | 3.39T KRW |
| Stock-based compensation | 17.4B KRW | 38.2B KRW | 73.4B KRW | 10.9B KRW | 49.4B KRW | 49.4B KRW | 101.9B KRW | 58.3B KRW | 69.7B KRW | 140.5B KRW |
| Dividends paid | 301.4B KRW | 378.6B KRW | 498.0B KRW | 766.7B KRW | 766.2B KRW | 884.0B KRW | 1.05T KRW | 1.56T KRW | 1.34T KRW | 1.69T KRW |
| Share buybacks (net) | — | -722.0B KRW | -202.1B KRW | -212.6B KRW | -267.6B KRW | 0 KRW | 0 KRW | 0 KRW | -571.7B KRW | -820.0B KRW |
| Free cash flow margin | — | 8.3% | -51.5% | -87.8% | 74.0% | -72.2% | -17.3% | 30.9% | 21.1% | — |
| Dividends per share | 776.50 KRW | 981.83 KRW | 1,241.68 KRW | 1,922.55 KRW | 1,944.68 KRW | 2,239.22 KRW | 2,642.93 KRW | 3,920.76 KRW | 3,398.71 KRW | 4,399.89 KRW |
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How much free cash flow does KB Financial generate?
3.39T KRW in fiscal 2024 (operating cash flow minus capital spending).
From KB Financial's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.