Itau Unibanco Banco Holding SA (ITUB)

Financial Services · Banks - Regional
$10.15 +2.32% on the day Market cap $109.4B 52-week range $6.54 to $10.20 Prices as of Oct 7, 2026

What the price implies

A reverse DCF: instead of guessing a fair value, it asks what growth today's price already assumes. How it works.

Itau Unibanco Banco Holding SA's free cash flow was negative in fiscal 2024, so a cash-flow reverse DCF doesn't give a meaningful answer. The Modeling tab works from revenue and margins instead.

Fundamental grade

C

Five factors scored 1 to 9 from ITUB's latest numbers, weighted into one grade. It describes the business, not whether the stock is a buy.

Valuation8
Profitability6
Growth7
Financial health1
Cash efficiency0

Key numbers

P/E (trailing)12.3x
P/E (forward)10.3x
Price / free cash flow0.85x
EV / EBITDA0.00x
Price / sales0.79x
Price / book2.64x
Revenue growth+8.4%
Operating margin—
Net margin24.4%
Return on equity19.5%
Dividend yield32.9%
Debt / equity12.5x

Results from SEC filings

Fiscal years, from Itau Unibanco Banco Holding SA's 10-K filings. The deep dive has 15+ years, quarters and every line.

Fiscal year20202021202220232024
Revenue$100.2B$126.4B$142.3B$155.0B$168.1B
Net income$18.9B$26.8B$29.2B$33.1B$41.1B
Free cash flow$54.2B$45.2B$121.1B$68.3B-$299M
EPS (diluted)—————
Operating margin—————

Superinvestors who own ITUB

From each investor's latest 13F filing (what a 13F shows). 6 of the investors we track hold it.

InvestorLast quarterValue% of portfolioQuarter
Dodge & Cox
Dodge & Cox
Trimmed $149M0.08%Q2 2026
Howard Marks
Oaktree Capital Management
Trimmed $98M1.7%Q2 2026
Jean-Marie Eveillard
First Eagle Investment Management
Added $29M0.05%Q2 2026
Ron Baron
Baron Capital (BAMCO)
New position $686,0020.00%Q2 2026
Cliff Asness
AQR Capital Management
Trimmed $678,6660.0%Q2 2026
Richard Pzena
Pzena Investment Management
Trimmed $655,5690.00%Q2 2026

Insider buying

Open-market purchases by Itau Unibanco Banco Holding SA's executives and directors in the last 12 months, from SEC Form 4 filings. What insider buying tells you.

No open-market insider purchases of ITUB in the last 12 months. Most insider activity is selling and option exercises, which aren't shown here.

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In the full deep dive

DCF fair value per share
Yearly return (IRR) at today's price
Growth implied by revenue and margins
15+ years of statements and quarters

Questions

Are Itau Unibanco Banco Holding SA insiders buying the stock?

No open-market insider purchases of ITUB in the last 12 months, according to SEC Form 4 filings.

Which superinvestors own Itau Unibanco Banco Holding SA?

6 of the superinvestors Investingly tracks hold ITUB in their latest 13F, including Dodge & Cox, Howard Marks, Jean-Marie Eveillard.

Prices and ratios as of Oct 7, 2026; statements from SEC filings. Information only, not investment advice. Superinvestor holdings come from 13F filings, which are filed up to 45 days after each quarter ends.