HDFC Bank Limited ADR (HDB)

Financial Services · Banks - Regional
$22.42 +1.40% on the day Market cap $116.9B 52-week range $21.77 to $37.45 Prices as of Oct 7, 2026

What the price implies

A reverse DCF: instead of guessing a fair value, it asks what growth today's price already assumes. How it works.

HDFC Bank Limited ADR's free cash flow isn't comparable to its market value here, so a cash-flow reverse DCF doesn't give a meaningful answer. The Modeling tab works from revenue and margins instead.

Fundamental grade

C

Five factors scored 1 to 9 from HDB's latest numbers, weighted into one grade. It describes the business, not whether the stock is a buy.

Valuation8
Profitability6
Growth6
Financial health1
Cash efficiency9

Key numbers

P/E (trailing)16.3x
P/E (forward)16.3x
Price / free cash flow0.07x
EV / EBITDA0.00x
Price / sales0.04x
Price / book1.46x
Revenue growth+18.1%
Operating margin—
Net margin30.8%
Return on equity8.8%
Dividend yield1.8%
Debt / equity5.15x

Results from SEC filings

Fiscal years, from HDFC Bank Limited ADR's 10-K filings. The deep dive has 15+ years, quarters and every line.

Fiscal year20212022202320242025
Revenue$782.4B$892.4B$1.13T$1.85T$2.19T
Net income$326.0B$386.0B$495.4B$622.7B$673.5B
Free cash flow$904.0B$554.7B$433.6B$968.5B$1.13T
EPS (diluted)$59.02$69.38$88.68$88.31$89.63
Operating margin—————

Where the revenue comes from

Revenue by segments, fiscal 2025.

Retail Banking$1.09T50%
Insurance Services$655.7B30%
Wholesale Banking$347.7B16%
Treasury Services$54.0B2%
Others$45.0B2%

Superinvestors who own HDB

From each investor's latest 13F filing (what a 13F shows). 8 of the investors we track hold it.

InvestorLast quarterValue% of portfolioQuarter
Dodge & Cox
Dodge & Cox
Added $173M0.09%Q2 2026
Hersh Cohen
ClearBridge Investments
Added $115M0.10%Q2 2026
Richard Pzena
Pzena Investment Management
Added $42M0.12%Q2 2026
Cliff Asness
AQR Capital Management
Added $11M0.00%Q2 2026
Charles Brandes
Brandes Investment Partners, LP
Added $9M0.06%Q2 2026
John Rogers
Ariel Investments
Held $363,4800.00%Q2 2026
Ron Baron
Baron Capital (BAMCO)
Trimmed $293,7650.0%Q2 2026
Mason Hawkins
Southeastern Asset Management
Held $270,2330.01%Q2 2026

Insider buying

Open-market purchases by HDFC Bank Limited ADR's executives and directors in the last 12 months, from SEC Form 4 filings. What insider buying tells you.

No open-market insider purchases of HDB in the last 12 months. Most insider activity is selling and option exercises, which aren't shown here.

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In the full deep dive

DCF fair value per share
Yearly return (IRR) at today's price
Growth implied by revenue and margins
15+ years of statements and quarters

Questions

Are HDFC Bank Limited ADR insiders buying the stock?

No open-market insider purchases of HDB in the last 12 months, according to SEC Form 4 filings.

Which superinvestors own HDFC Bank Limited ADR?

8 of the superinvestors Investingly tracks hold HDB in their latest 13F, including Dodge & Cox, Hersh Cohen, Richard Pzena.

Prices and ratios as of Oct 7, 2026; statements from SEC filings. Information only, not investment advice. Superinvestor holdings come from 13F filings, which are filed up to 45 days after each quarter ends.