Primerica (PRI)

Financial Services · Insurance - Life
$279.13 +0.42% on the day Market cap $9.1B 52-week range $230.09 to $327.28 Prices as of Oct 7, 2026

What the price implies

A reverse DCF: instead of guessing a fair value, it asks what growth today's price already assumes. How it works.

Primerica's free cash flow isn't comparable to its market value here, so a cash-flow reverse DCF doesn't give a meaningful answer. The Modeling tab works from revenue and margins instead.

Fundamental grade

B

Five factors scored 1 to 9 from PRI's latest numbers, weighted into one grade. It describes the business, not whether the stock is a buy.

Valuation7
Profitability8
Growth6
Financial health1

Key numbers

P/E (trailing)12.2x
P/E (forward)14.7x
Price / free cash flow10.3x
EV / EBITDA9.67x
Price / sales2.64x
Price / book3.55x
Revenue growth+9.0%
Operating margin—
Net margin23.2%
Return on equity31.6%
Dividend yield1.5%
Debt / equity4.86x

Results from SEC filings

Fiscal years, from Primerica's 10-K filings. The deep dive has 15+ years, quarters and every line.

Fiscal year20212022202320242025
Revenue$2.7B$2.7B$2.7B$3.1B$3.3B
Net income$477M$472M$577M$471M$751M
Free cash flow—————
EPS (diluted)$11.99$12.33$15.94$13.71$22.91
Operating margin—————

Where the revenue comes from

Revenue by segments, fiscal 2025.

Term Life Insurance Segment$1.8B55%
Investment and Savings Products Segment$1.2B38%
Corporate and Other Distributed Products Segment$224M7%

Superinvestors who own PRI

From each investor's latest 13F filing (what a 13F shows). 5 of the investors we track hold it.

InvestorLast quarterValue% of portfolioQuarter
Glenn Greenberg
Brave Warrior Advisors
Trimmed $246M5.4%Q2 2026
Ron Baron
Baron Capital (BAMCO)
Trimmed $191M0.29%Q2 2026
Andrew Wellington
Lyrical Asset Management
Trimmed $138M1.7%Q2 2026
Cliff Asness
AQR Capital Management
Added $114M0.04%Q2 2026
Joel Greenblatt
Gotham Asset Management
Added $17M0.04%Q2 2026

Insider buying

Open-market purchases by Primerica's executives and directors in the last 12 months, from SEC Form 4 filings. What insider buying tells you.

DateInsiderSharesPriceValue
Feb 18, 2026 Michael T. Mccaul
0$259.77—
Feb 18, 2026 Michael T. Mccaul
0$259.77—

Get an alert at your buy price

Pick the price you'd be interested at. We'll email you when PRI trades at or below it.

$

Free accounts get 3 price alerts. No card needed.

In the full deep dive

DCF fair value per share
Yearly return (IRR) at today's price
Growth implied by revenue and margins
15+ years of statements and quarters

Questions

Are Primerica insiders buying the stock?

2 open-market insider purchases of PRI in the last 12 months, from SEC Form 4 filings.

Which superinvestors own Primerica?

5 of the superinvestors Investingly tracks hold PRI in their latest 13F, including Glenn Greenberg, Ron Baron, Andrew Wellington.

Prices and ratios as of Oct 7, 2026; statements from SEC filings. Information only, not investment advice. Superinvestor holdings come from 13F filings, which are filed up to 45 days after each quarter ends.