Hancock Whitney (HWC)

Financial Services · Banks - Regional
$72.72 -0.63% on the day Market cap $6.1B 52-week range $54.05 to $80.13 Prices as of Oct 7, 2026

What the price implies

A reverse DCF: instead of guessing a fair value, it asks what growth today's price already assumes. How it works.

Free cash flow growth the price needs
-2% a year for 10 years

At a market value of $6.1B, Hancock Whitney's free cash flow of $523M (fiscal 2025) would need to grow about -2% a year for the stock to be worth today's price. That is slower than the company has grown its free cash flow over the last 9 years.

Assumes a 9% discount rate and 3% growth after year 10, on free cash flow (operating cash flow minus capital spending) from Hancock Whitney's SEC filings. Change any assumption, or model revenue and margins instead, in the Modeling tab, or try your own numbers in the reverse DCF calculator.

Implied by the price-2.2% a year
Free cash flow, last 9 years5.4% a year
Revenue, same period5.8% a year
Price to free cash flow11.6x

Fundamental grade

C

Five factors scored 1 to 9 from HWC's latest numbers, weighted into one grade. It describes the business, not whether the stock is a buy.

Valuation7
Profitability6
Growth5
Financial health1
Cash efficiency9

Key numbers

P/E (trailing)15.3x
P/E (forward)11.3x
Price / free cash flow11.6x
EV / EBITDA12.4x
Price / sales4.12x
Price / book1.34x
Revenue growth+6.9%
Operating margin—
Net margin29.1%
Return on equity9.6%
Dividend yield2.5%
Debt / equity7.18x

Results from SEC filings

Fiscal years, from Hancock Whitney's 10-K filings. The deep dive has 15+ years, quarters and every line.

Fiscal year20212022202320242025
Revenue$1.3B$1.4B$1.4B$1.4B$1.5B
Net income$463M$524M$393M$461M$486M
Free cash flow$562M$813M$470M$616M$523M
EPS (diluted)$5.22$5.98$4.50$5.28$5.67
Operating margin—————

Superinvestors who own HWC

From each investor's latest 13F filing (what a 13F shows). 1 of the investors we track hold it.

InvestorLast quarterValue% of portfolioQuarter
Cliff Asness
AQR Capital Management
Added $38M0.01%Q2 2026

Insider buying

Open-market purchases by Hancock Whitney's executives and directors in the last 12 months, from SEC Form 4 filings. What insider buying tells you.

No open-market insider purchases of HWC in the last 12 months. Most insider activity is selling and option exercises, which aren't shown here.

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In the full deep dive

DCF fair value per share
Yearly return (IRR) at today's price
Growth implied by revenue and margins
15+ years of statements and quarters

Questions

What growth does Hancock Whitney's stock price imply?

At a market value of $6.1B, Hancock Whitney would need its free cash flow to grow about -2% a year for 10 years (discounted at 9%, 3% growth after that) to be worth today's price. Over the last 9 years its free cash flow grew 5% a year.

Are Hancock Whitney insiders buying the stock?

No open-market insider purchases of HWC in the last 12 months, according to SEC Form 4 filings.

Which superinvestors own Hancock Whitney?

1 of the superinvestors Investingly tracks hold HWC in their latest 13F, including Cliff Asness.

Prices and ratios as of Oct 7, 2026; statements from SEC filings. Information only, not investment advice. Superinvestor holdings come from 13F filings, which are filed up to 45 days after each quarter ends.