Eastern Bankshares (EBC)

Financial Services · Banks - Regional
$21.03 -0.24% on the day Market cap $4.5B 52-week range $16.61 to $23.77 Prices as of Oct 11, 2026

What the price implies

A reverse DCF: instead of guessing a fair value, it asks what growth today's price already assumes. How it works.

Eastern Bankshares's free cash flow isn't comparable to its market value here, so a cash-flow reverse DCF doesn't give a meaningful answer. The Modeling tab works from revenue and margins instead.

Fundamental grade

C

Five factors scored 1 to 9 from EBC's latest numbers, weighted into one grade. It describes the business, not whether the stock is a buy.

Valuation7
Profitability6
Growth6
Financial health1

Results from SEC filings

Fiscal years, from Eastern Bankshares's 10-K filings. Ten years of the full income statement, balance sheet and cash flow.

Fiscal year20212022202320242025
Revenue$69M$77M$77M$113M$134M
Net income$155M$200M$232M$120M$88M
Free cash flow—————
EPS (diluted)$0.90$1.21$1.43$0.66$0.43
Operating margin88.8%————

Where the revenue comes from

Revenue by products, fiscal 2025. Every breakdown, year by year.

Investment advisory fees$70M52%
Service charges on deposit accounts$35M26%
Card income$18M14%
Other non-interest income$11M8%

Superinvestors who own EBC

From each investor's latest 13F filing (what a 13F shows). 2 of the investors we track hold it.

InvestorLast quarterValue% of portfolioQuarter
Cliff Asness
AQR Capital Management
Added $8M0.00%Q2 2026
Mario Gabelli
GAMCO Investors
Trimmed $478,1600.00%Q2 2026

Insider buying

Open-market purchases by Eastern Bankshares's executives and directors in the last 12 months, from SEC Form 4 filings. What insider buying tells you. Every purchase since records began.

DateInsiderSharesPriceValue
Mar 5, 2026 R David Rosato
5,000$19.17$95,850
Oct 28, 2025 R David Rosato
10,000$17.08$170,800
Oct 28, 2025 Robert Francis Rivers
50,000$17.21$860,500

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In the full deep dive

DCF fair value per share
Yearly return (IRR) at today's price
Growth implied by revenue and margins
15+ years of statements and quarters

Questions

Are Eastern Bankshares insiders buying the stock?

3 open-market insider purchases of EBC in the last 12 months, from SEC Form 4 filings.

Which superinvestors own Eastern Bankshares?

2 of the superinvestors Investingly tracks hold EBC in their latest 13F, including Cliff Asness, Mario Gabelli.

Prices and ratios as of Oct 11, 2026; statements from SEC filings. Information only, not investment advice. Superinvestor holdings come from 13F filings, which are filed up to 45 days after each quarter ends.