Glacier Bancorp (GBCI)
What the price implies
A reverse DCF: instead of guessing a fair value, it asks what growth today's price already assumes. How it works.
At a market value of $5.8B, Glacier Bancorp's free cash flow of $348M (fiscal 2025) would need to grow about 3% a year for the stock to be worth today's price. That is faster than the company has grown its free cash flow over the last 3 years.
Assumes a 9% discount rate and 3% growth after year 10, on free cash flow (operating cash flow minus capital spending) from Glacier Bancorp's SEC filings. Change any assumption, or model revenue and margins instead, in the Modeling tab, or try your own numbers in the reverse DCF calculator.
Fundamental grade
Five factors scored 1 to 9 from GBCI's latest numbers, weighted into one grade. It describes the business, not whether the stock is a buy.
Key numbers
Results from SEC filings
Fiscal years, from Glacier Bancorp's 10-K filings. The deep dive has 15+ years, quarters and every line.
| Fiscal year | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | $65M | $83M | $89M | $94M | $101M |
| Net income | $285M | $303M | $223M | $190M | $239M |
| Free cash flow | — | $437M | $451M | $210M | $348M |
| EPS (diluted) | $2.86 | $2.74 | $2.01 | $1.68 | $1.99 |
| Operating margin | — | — | — | — | — |
Superinvestors who own GBCI
From each investor's latest 13F filing (what a 13F shows). 2 of the investors we track hold it.
| Investor | Last quarter | Value | % of portfolio | Quarter |
|---|---|---|---|---|
| Cliff Asness AQR Capital Management |
Trimmed | $23M | 0.01% | Q2 2026 |
| Will Nasgovitz Heartland Advisors |
Trimmed | $19M | 0.83% | Q2 2026 |
Insider buying
Open-market purchases by Glacier Bancorp's executives and directors in the last 12 months, from SEC Form 4 filings. What insider buying tells you.
| Date | Insider | Shares | Price | Value |
|---|---|---|---|---|
| Feb 23, 2026 | Ryan Thomas Screnar |
187 | $48.10 | $8,995 |
| Jan 15, 2026 | Gilbert Ray Cisneros, Jr. |
0 | $48.42 | — |
| Jan 15, 2026 | Gilbert Ray Cisneros, Jr. |
0 | $48.42 | — |
| Nov 6, 2025 | Ryan Thomas Screnar |
979 | $41.88 | $41,001 |
| Nov 6, 2025 | Lee Kenneth Groom |
2,425 | $41.26 | $100,056 |
| Nov 5, 2025 | Randall M Chesler |
2,437 | $40.91 | $99,698 |
| Nov 5, 2025 | Ron J Copher |
2,400 | $41.17 | $98,808 |
| Oct 31, 2025 | Kristen Lee Heck |
611 | $40.79 | $24,923 |
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In the full deep dive
Questions
What growth does Glacier Bancorp's stock price imply?
At a market value of $5.8B, Glacier Bancorp would need its free cash flow to grow about 3% a year for 10 years (discounted at 9%, 3% growth after that) to be worth today's price. Over the last 3 years its free cash flow grew -7% a year.
Are Glacier Bancorp insiders buying the stock?
8 open-market insider purchases of GBCI in the last 12 months, from SEC Form 4 filings.
Which superinvestors own Glacier Bancorp?
2 of the superinvestors Investingly tracks hold GBCI in their latest 13F, including Cliff Asness, Will Nasgovitz.
Prices and ratios as of Oct 7, 2026; statements from SEC filings. Information only, not investment advice. Superinvestor holdings come from 13F filings, which are filed up to 45 days after each quarter ends.