Camden National (CAC) financial statements
Camden National reported revenue of $42M in fiscal 2025, down 13.4% a year over 9 years.
Net income was $65M.
Free cash flow was $58M, and the company returned $28M in dividends.
The diluted share count rose 9% over the period (dilution).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from Camden National's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $153M | $154M | $27M | $28M | $28M | $32M | $33M | $34M | $36M | $42M |
| Interest expense | $17M | $21M | $31M | $41M | $21M | $11M | $25M | $94M | — | — |
| Pre-tax income | $58M | $62M | $66M | $72M | $74M | $87M | $77M | $54M | $65M | $79M |
| Income tax | $17M | $34M | $13M | $14M | $15M | $18M | $16M | $10M | $12M | $13M |
| Net income | $40M | $28M | $53M | $57M | $59M | $69M | $61M | $43M | $53M | $65M |
| EPS (diluted) | $2.57 | $1.82 | $3.39 | $3.69 | $3.95 | $4.60 | $4.17 | $2.97 | $3.62 | $3.84 |
| Diluted shares | 16M | 16M | 16M | 15M | 15M | 15M | 15M | 15M | 15M | 17M |
| Net margin | 26.2% | 18.5% | 197.9% | 201.9% | 214.5% | 216.0% | 184.6% | 129.2% | 148.5% | 156.1% |
Balance sheet
Fiscal years, from Camden National's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $88M | $103M | $67M | $76M | $146M | $221M | $75M | $100M | $215M | $97M |
| Property, plant and equipment | $43M | $42M | $42M | $42M | $40M | $38M | $36M | $35M | $37M | $51M |
| Goodwill | $95M | $95M | $95M | $95M | $95M | $95M | $95M | $95M | $95M | $152M |
| Total assets | $3.9B | $4.1B | $4.3B | $4.4B | $4.9B | $5.5B | $5.7B | $5.7B | $5.8B | $7.0B |
| Long-term debt | — | — | — | — | — | $0 | $0 | $0 | $0 | $0 |
| Total liabilities | $3.5B | $3.7B | $3.9B | $4.0B | $4.4B | $5.0B | $5.2B | $5.2B | $5.3B | $6.3B |
| Shareholders' equity | $392M | $403M | $436M | $473M | $529M | $541M | $451M | $495M | $531M | $697M |
| Net debt | -$88M | -$103M | -$67M | -$76M | -$146M | -$221M | -$75M | -$100M | -$215M | -$97M |
Cash flow
Fiscal years, from Camden National's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $57M | $58M | $64M | $33M | $18M | $143M | $105M | $68M | $61M | $64M |
| Capital spending | $2M | $3M | $5M | $4M | $3M | $2M | $2M | $3M | $6M | $6M |
| Free cash flow | $56M | $55M | $59M | $29M | $15M | $141M | $103M | $65M | $55M | $58M |
| Stock-based compensation | $2M | $1M | $2M | $2M | $2M | $2M | $3M | $3M | $3M | $3M |
| Dividends paid | $12M | $14M | $17M | $19M | $20M | $21M | $24M | $25M | $25M | $28M |
| Share buybacks (net) | $0 | $0 | -$27,000 | -$21M | -$10M | -$10M | -$10M | -$2M | -$2M | $0 |
| Free cash flow margin | 36.5% | 36.1% | 221.2% | 101.0% | 55.2% | 440.8% | 309.6% | 193.3% | 155.1% | 139.4% |
| Dividends per share | $0.80 | $0.92 | $1.10 | $1.20 | $1.32 | $1.41 | $1.60 | $1.68 | $1.68 | $1.68 |
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Open CAC in InvestinglyQuestions
What was Camden National's revenue in 2025?
$42M in fiscal 2025, from its 10-K filing.
How much free cash flow does Camden National generate?
$58M in fiscal 2025 (operating cash flow minus capital spending).
From Camden National's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.