CNB Financial (CCNE) financial statements
CNB Financial reported revenue of $282M in fiscal 2025, up 12.3% a year over 9 years.
Net income was $66M.
Free cash flow was $59M, and the company returned $18M in dividends.
The diluted share count rose 72% over the period (dilution).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from CNB Financial's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $99M | $113M | $126M | $142M | $163M | $193M | $224M | $223M | $227M | $282M |
| Interest expense | $13M | $17M | $27M | $40M | $32M | $20M | $24M | $104M | — | — |
| Pre-tax income | $28M | $36M | $40M | $49M | $40M | $71M | $78M | $72M | $67M | $82M |
| Income tax | $7M | $12M | $7M | $9M | $7M | $13M | $15M | $14M | $13M | $16M |
| Net income | $21M | $24M | $34M | $40M | $33M | $58M | $63M | $58M | $55M | $66M |
| EPS (diluted) | $1.42 | $1.57 | $2.21 | $2.63 | $1.97 | $3.16 | $3.26 | $2.55 | $2.39 | $2.49 |
| Diluted shares | 14M | 15M | 15M | 15M | 16M | 17M | 18M | 21M | 21M | 25M |
| Net margin | 20.8% | 21.1% | 26.8% | 28.2% | 20.1% | 29.9% | 28.2% | 26.0% | 24.1% | 23.4% |
Balance sheet
Fiscal years, from CNB Financial's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $29M | $35M | $46M | $193M | $533M | $732M | $106M | $222M | $443M | $528M |
| Property, plant and equipment | $50M | $51M | $50M | $55M | $60M | $62M | $69M | $74M | $76M | $90M |
| Goodwill | $39M | $39M | $39M | $39M | $44M | $44M | $44M | $44M | $44M | $88M |
| Total assets | $2.6B | $2.8B | $3.2B | $3.8B | $4.7B | $5.3B | $5.5B | $5.8B | $6.2B | $8.4B |
| Long-term debt | — | — | — | — | $50M | $84M | $84M | $84M | $85M | $85M |
| Total liabilities | $2.4B | $2.5B | $3.0B | $3.5B | $4.3B | $4.9B | $4.9B | $5.2B | $5.6B | $7.5B |
| Shareholders' equity | $212M | $244M | $263M | $305M | $416M | $443M | $531M | $571M | $611M | $872M |
| Net debt | -$29M | -$35M | -$46M | -$193M | -$483M | -$649M | -$22M | -$138M | -$358M | -$443M |
Cash flow
Fiscal years, from CNB Financial's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $27M | $31M | $45M | $52M | $29M | $59M | $64M | $47M | $72M | $65M |
| Capital spending | $10M | $5M | $3M | $9M | $6M | $6M | $12M | $11M | $16M | $6M |
| Free cash flow | $17M | $26M | $42M | $43M | $23M | $52M | $52M | $36M | $55M | $59M |
| Stock-based compensation | $820,000 | $928,000 | $2M | $1M | $1M | $1M | $1M | $2M | $2M | $3M |
| Dividends paid | $10M | $10M | $10M | $10M | $11M | $12M | $13M | $15M | $15M | $18M |
| Net borrowing | $16M | $20M | -$12M | -$17M | -$228M | -$50M | $132M | -$132M | $0 | -$273M |
| Free cash flow margin | 16.8% | 22.6% | 33.3% | 30.2% | 14.2% | 27.1% | 23.1% | 16.2% | 24.4% | 20.8% |
| Dividends per share | $0.66 | $0.67 | $0.67 | $0.68 | $0.69 | $0.69 | $0.70 | $0.70 | $0.71 | $0.74 |
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Open CCNE in InvestinglyQuestions
What was CNB Financial's revenue in 2025?
$282M in fiscal 2025, from its 10-K filing.
How much free cash flow does CNB Financial generate?
$59M in fiscal 2025 (operating cash flow minus capital spending).
From CNB Financial's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.