Capitol Federal Financial (CFFN) financial statements
Capitol Federal Financial reported revenue of $16M in fiscal 2025, down 24.9% a year over 9 years.
Net income was $68M.
Free cash flow was $50M, and the company returned $44M in dividends and $4M in net buybacks.
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from Capitol Federal Financial's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $215M | $15M | $16M | $17M | $15M | $16M | $18M | $18M | $15M | $16M |
| Interest expense | $109M | $118M | $123M | $124M | $116M | $83M | $87M | $207M | — | — |
| Pre-tax income | $122M | $128M | $124M | $121M | $81M | $96M | $107M | -$139M | $54M | $83M |
| Income tax | $38M | $44M | $25M | $26M | $16M | $20M | $23M | -$37M | $16M | $15M |
| Net income | $83M | $84M | $99M | $94M | $65M | $76M | $84M | -$102M | $38M | $68M |
| EPS (diluted) | $0.63 | $0.63 | $0.73 | $0.68 | $0.47 | $0.56 | $0.62 | -$0.76 | $0.29 | $0.52 |
| Diluted shares | 133M | 134M | 135M | 138M | 138M | 135M | 136M | 134M | 131M | 130M |
| Net margin | 38.7% | 558.9% | 632.7% | 567.7% | 436.1% | 461.1% | 466.6% | -577.6% | 248.4% | 417.3% |
Balance sheet
Fiscal years, from Capitol Federal Financial's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $282M | $352M | $139M | $220M | $185M | $42M | $49M | $246M | $217M | $252M |
| Property, plant and equipment | $83M | $85M | $96M | $97M | $102M | $99M | $95M | $92M | $91M | $89M |
| Goodwill | — | — | — | — | — | $9M | $9M | $9M | $9M | $9M |
| Total assets | $9.3B | $9.2B | $9.4B | $9.3B | $9.5B | $9.6B | $9.6B | $10.2B | $9.5B | $9.8B |
| Long-term debt | $0 | $0 | $100M | $100M | $0 | $0 | $75M | $0 | $0 | $0 |
| Total liabilities | $7.9B | $7.8B | $8.1B | $8.0B | $8.2B | $8.4B | $8.5B | $9.1B | $8.5B | $8.7B |
| Shareholders' equity | $1.4B | $1.4B | $1.4B | $1.3B | $1.3B | $1.2B | $1.1B | $1.0B | $1.0B | $1.0B |
| Net debt | -$282M | -$352M | -$39M | -$120M | -$185M | -$42M | $26M | -$246M | -$217M | -$252M |
Cash flow
Fiscal years, from Capitol Federal Financial's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $85M | $85M | $124M | $81M | $93M | $74M | $97M | $48M | $31M | $55M |
| Capital spending | $15M | $9M | $12M | $12M | $15M | $9M | $6M | $6M | $7M | $5M |
| Free cash flow | $70M | $76M | $112M | $69M | $78M | $65M | $92M | $41M | $24M | $50M |
| Stock-based compensation | $1M | $506,000 | $372,000 | $552,000 | $570,000 | $496,000 | $498,000 | $327,000 | $358,000 | $400,000 |
| Dividends paid | $112M | $118M | $118M | $135M | $94M | $118M | $103M | $83M | $45M | $44M |
| Share buybacks (net) | $0 | $0 | $0 | $0 | -$21M | -$5M | $0 | -$23M | -$19M | -$4M |
| Free cash flow margin | 32.5% | 507.0% | 718.9% | 417.0% | 528.3% | 394.3% | 506.9% | 234.4% | 156.9% | 305.8% |
| Dividends per share | $0.84 | $0.88 | $0.88 | $0.98 | $0.68 | $0.87 | $0.76 | $0.62 | $0.34 | $0.34 |
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Open CFFN in InvestinglyQuestions
What was Capitol Federal Financial's revenue in 2025?
$16M in fiscal 2025, from its 10-K filing.
How much free cash flow does Capitol Federal Financial generate?
$50M in fiscal 2025 (operating cash flow minus capital spending).
From Capitol Federal Financial's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.