Central Pacific Financial (CPF) financial statements
Central Pacific Financial reported revenue of $38M in fiscal 2025, down 17.0% a year over 9 years.
Net income was $77M.
Free cash flow was $92M, and the company returned $29M in dividends.
The diluted share count fell 13% over the period (buybacks).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from Central Pacific Financial's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $200M | $204M | $25M | $26M | $24M | $29M | $30M | $33M | $35M | $38M |
| Interest expense | $9M | $15M | $25M | $32M | $15M | $8M | $17M | $73M | — | — |
| Pre-tax income | $73M | $76M | $78M | $78M | $49M | $106M | $99M | $77M | $68M | $98M |
| Income tax | $26M | $35M | $19M | $20M | $12M | $26M | $25M | $18M | $15M | $21M |
| Net income | $47M | $41M | $59M | $58M | $37M | $80M | $74M | $59M | $53M | $77M |
| EPS (diluted) | $1.50 | $1.34 | $2.01 | $2.03 | $1.32 | $2.83 | $2.68 | $2.17 | $1.97 | $2.86 |
| Diluted shares | 31M | 31M | 30M | 29M | 28M | 28M | 28M | 27M | 27M | 27M |
| Net margin | 23.5% | 20.2% | 242.0% | 225.2% | 156.5% | 278.3% | 243.2% | 178.1% | 150.6% | 206.0% |
Balance sheet
Fiscal years, from Central Pacific Financial's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $84M | $82M | $102M | $103M | $104M | $329M | $112M | $522M | $381M | $379M |
| Property, plant and equipment | $48M | $48M | $45M | $46M | $65M | $80M | $92M | $96M | $104M | $101M |
| Total assets | $5.4B | $5.6B | $5.8B | $6.0B | $6.6B | $7.4B | $7.4B | $7.6B | $7.5B | $7.4B |
| Total liabilities | $4.9B | $5.1B | $5.3B | $5.5B | $6.0B | $6.9B | $7.0B | $7.1B | $6.9B | $6.8B |
| Shareholders' equity | $505M | $500M | $492M | $529M | $547M | $558M | $453M | $504M | $538M | $593M |
| Net debt | -$84M | -$82M | -$102M | -$103M | -$104M | -$329M | -$112M | -$522M | -$381M | -$379M |
Cash flow
Fiscal years, from Central Pacific Financial's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $76M | $97M | $103M | $72M | $77M | $110M | $114M | $105M | $91M | $97M |
| Capital spending | $6M | $7M | $3M | $7M | $26M | $22M | $18M | $13M | $15M | $5M |
| Free cash flow | $71M | $90M | $100M | $65M | $51M | $88M | $96M | $92M | $75M | $92M |
| Stock-based compensation | $1M | $2M | $3M | $3M | $3M | $3M | $3M | $2M | $2M | $2M |
| Dividends paid | $19M | $21M | $24M | $26M | $26M | $27M | $29M | $28M | $28M | $29M |
| Net borrowing | $66M | -$103M | $194M | -$68M | -$124M | -$22M | $5M | $45M | $0 | -$80M |
| Free cash flow margin | 35.2% | 44.2% | 407.8% | 251.0% | 213.3% | 307.7% | 314.7% | 280.7% | 212.7% | 245.4% |
| Dividends per share | $0.60 | $0.70 | $0.82 | $0.90 | $0.92 | $0.95 | $1.03 | $1.04 | $1.04 | $1.09 |
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Open CPF in InvestinglyQuestions
What was Central Pacific Financial's revenue in 2025?
$38M in fiscal 2025, from its 10-K filing.
How much free cash flow does Central Pacific Financial generate?
$92M in fiscal 2025 (operating cash flow minus capital spending).
From Central Pacific Financial's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.