Central Pacific Financial (CPF) revenue breakdown
By product, Other service charges and fees is the largest at 46% of fiscal 2025 revenue; Income from bank-owned life insurance grew fastest, 59% a year over 3 years.
Revenue by product
Fiscal years, as Central Pacific Financial reports them in its 10-K filings; fiscal 2025 total $52M.
| Products | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Share |
|---|---|---|---|---|---|---|---|---|---|
| Other service charges and fees | $11M | $13M | $12M | $18M | $19M | $21M | $23M | $24M | 46% |
| Service charges on deposit accounts | $8M | $8M | $6M | $6M | $8M | $9M | $9M | $9M | 17% |
| Income from bank-owned life insurance | — | — | — | — | $2M | $5M | $7M | $7M | 14% |
| Income on fiduciary activities | $4M | $4M | $5M | $5M | $5M | $5M | $6M | $6M | 12% |
| Mortgage banking income | $747,000 | $702,000 | $1M | $8M | $4M | $3M | $3M | $3M | 7% |
| Other | — | — | — | $6M | $2M | $7M | $2M | $2M | 4% |
| Fees on foreign exchange | $110,000 | — | — | — | — | — | — | — | — |
| Net loss on sales of investment securities | — | — | — | — | $9M | -$2M | -$10M | -$30,000 | -0% |
Every line, every quarterThe deep dive has fifteen-plus years of statements, quarterly results, charts and valuation models for CPF.
Open CPF in InvestinglyQuestions
Where does Central Pacific Financial make its money?
In fiscal 2025, by product: Other service charges and fees $24M, Service charges on deposit accounts $9M, Income from bank-owned life insurance $7M, Income on fiduciary activities $6M, Mortgage banking income $3M.
From Central Pacific Financial's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.