Grupo Aval (AVAL)

Financial Services · Banks - Regional
$5.00 +0.60% on the day Market cap $5.7B 52-week range $3.35 to $6.20 Prices as of Oct 7, 2026

What the price implies

A reverse DCF: instead of guessing a fair value, it asks what growth today's price already assumes. How it works.

Grupo Aval's free cash flow was negative in fiscal 2024, so a cash-flow reverse DCF doesn't give a meaningful answer. The Modeling tab works from revenue and margins instead.

Fundamental grade

D

Five factors scored 1 to 9 from AVAL's latest numbers, weighted into one grade. It describes the business, not whether the stock is a buy.

Valuation8
Profitability4
Growth4
Financial health1
Cash efficiency0

Key numbers

P/E (trailing)12.9x
P/E (forward)0.00x
Price / free cash flow0.00x
EV / EBITDA0.00x
Price / sales0.86x
Price / book1.18x
Revenue growth-2.5%
Operating margin—
Net margin2.2%
Return on equity5.8%
Dividend yield3.6%
Debt / equity16.9x

Results from SEC filings

Fiscal years, from Grupo Aval's 10-K filings. The deep dive has 15+ years, quarters and every line.

Fiscal year20202021202220232024
Revenue$38.47T$39.06T$37.27T$47.66T$46.49T
Net income$2.35T$3.30T$2.48T$739.0B$1.02T
Free cash flow$8.82T$4.67T-$1.34T$4.73T-$512.4B
EPS (diluted)$105.45$148.01$107.29$31.12$42.75
Operating margin—————

Where the revenue comes from

Revenue by segments, fiscal 2025.

Banking Services$29.71T67%
Merchant Banking$12.81T29%
Pension and Severance Fund Management$1.72T4%
Holding$297.7B1%

Superinvestors who own AVAL

From each investor's latest 13F filing (what a 13F shows).

None of the superinvestors we track held AVAL in their latest 13F.

Insider buying

Open-market purchases by Grupo Aval's executives and directors in the last 12 months, from SEC Form 4 filings. What insider buying tells you.

No open-market insider purchases of AVAL in the last 12 months. Most insider activity is selling and option exercises, which aren't shown here.

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In the full deep dive

DCF fair value per share
Yearly return (IRR) at today's price
Growth implied by revenue and margins
15+ years of statements and quarters

Questions

Are Grupo Aval insiders buying the stock?

No open-market insider purchases of AVAL in the last 12 months, according to SEC Form 4 filings.

Prices and ratios as of Oct 7, 2026; statements from SEC filings. Information only, not investment advice. Superinvestor holdings come from 13F filings, which are filed up to 45 days after each quarter ends.