Arch Capital Group (ACGL)
What the price implies
A reverse DCF: instead of guessing a fair value, it asks what growth today's price already assumes. How it works.
At a market value of $33.2B, Arch Capital Group's free cash flow of $6.1B (fiscal 2025) would need to grow about -13% a year for the stock to be worth today's price. That is slower than the company has grown its free cash flow over the last 9 years.
Assumes a 9% discount rate and 3% growth after year 10, on free cash flow (operating cash flow minus capital spending) from Arch Capital Group's SEC filings. Change any assumption, or model revenue and margins instead, in the Modeling tab, or try your own numbers in the reverse DCF calculator.
Fundamental grade
Five factors scored 1 to 9 from ACGL's latest numbers, weighted into one grade. It describes the business, not whether the stock is a buy.
Key numbers
Results from SEC filings
Fiscal years, from Arch Capital Group's 10-K filings. The deep dive has 15+ years, quarters and every line.
| Fiscal year | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | $9.2B | $9.6B | $13.6B | $17.4B | $19.9B |
| Net income | $2.2B | $1.5B | $4.4B | $4.3B | $4.4B |
| Free cash flow | $3.4B | $3.8B | $5.7B | $6.6B | $6.1B |
| EPS (diluted) | $5.23 | $3.80 | $11.62 | $11.19 | $11.60 |
| Operating margin | — | — | — | — | — |
Superinvestors who own ACGL
From each investor's latest 13F filing (what a 13F shows).
Insider buying
Open-market purchases by Arch Capital Group's executives and directors in the last 12 months, from SEC Form 4 filings. What insider buying tells you.
| Date | Insider | Shares | Price | Value |
|---|---|---|---|---|
| Jan 23, 2026 | Ro Khanna |
0 | $92.96 | — |
| Jan 23, 2026 | Ro Khanna |
0 | $92.96 | — |
Get an alert at your buy price
Pick the price you'd be interested at. We'll email you when ACGL trades at or below it.
Free accounts get 3 price alerts. No card needed.
In the full deep dive
Questions
What growth does Arch Capital Group's stock price imply?
At a market value of $33.2B, Arch Capital Group would need its free cash flow to grow about -13% a year for 10 years (discounted at 9%, 3% growth after that) to be worth today's price. Over the last 9 years its free cash flow grew 18% a year.
Are Arch Capital Group insiders buying the stock?
2 open-market insider purchases of ACGL in the last 12 months, from SEC Form 4 filings.
Prices and ratios as of Oct 7, 2026; statements from SEC filings. Information only, not investment advice. Superinvestor holdings come from 13F filings, which are filed up to 45 days after each quarter ends.