Royal Bank of Canada (RY)

Financial Services · Banks - Diversified
$196.35 +0.86% on the day Market cap $278.5B 52-week range $143.13 to $218.57 Prices as of Oct 7, 2026

What the price implies

A reverse DCF: instead of guessing a fair value, it asks what growth today's price already assumes. How it works.

Royal Bank of Canada's free cash flow isn't comparable to its market value here, so a cash-flow reverse DCF doesn't give a meaningful answer. The Modeling tab works from revenue and margins instead.

Fundamental grade

C

Five factors scored 1 to 9 from RY's latest numbers, weighted into one grade. It describes the business, not whether the stock is a buy.

Valuation6
Profitability6
Growth6
Financial health1

Key numbers

P/E (trailing)18.9x
P/E (forward)16.9x
Price / free cash flow5.26x
EV / EBITDA0.00x
Price / sales4.39x
Price / book2.92x
Revenue growth+7.3%
Operating margin—
Net margin31.0%
Return on equity15.0%
Dividend yield3.1%
Debt / equity15.8x

Results from SEC filings

Fiscal years, from Royal Bank of Canada's 10-K filings. The deep dive has 15+ years, quarters and every line.

Fiscal year20212022202320242025
Revenue$49.7B$49.0B$51.5B$57.3B$66.6B
Net income$16.0B$15.8B$14.6B$16.2B$20.4B
Free cash flow—————
EPS (diluted)$11.06$11.06$10.32$11.25$14.07
Operating margin—————

Where the revenue comes from

Revenue by segments, fiscal 2025.

Wealth Management$22.4B34%
Personal Banking$19.9B30%
Capital Markets$14.4B22%
Commercial Banking$8.6B13%
Insurance$1.3B2%

Superinvestors who own RY

From each investor's latest 13F filing (what a 13F shows). 2 of the investors we track hold it.

InvestorLast quarterValue% of portfolioQuarter
Hersh Cohen
ClearBridge Investments
Trimmed $260M0.22%Q2 2026
Cliff Asness
AQR Capital Management
Added $216M0.08%Q2 2026

Insider buying

Open-market purchases by Royal Bank of Canada's executives and directors in the last 12 months, from SEC Form 4 filings. What insider buying tells you.

No open-market insider purchases of RY in the last 12 months. Most insider activity is selling and option exercises, which aren't shown here.

Get an alert at your buy price

Pick the price you'd be interested at. We'll email you when RY trades at or below it.

$

Free accounts get 3 price alerts. No card needed.

In the full deep dive

DCF fair value per share
Yearly return (IRR) at today's price
Growth implied by revenue and margins
15+ years of statements and quarters

Questions

Are Royal Bank of Canada insiders buying the stock?

No open-market insider purchases of RY in the last 12 months, according to SEC Form 4 filings.

Which superinvestors own Royal Bank of Canada?

2 of the superinvestors Investingly tracks hold RY in their latest 13F, including Hersh Cohen, Cliff Asness.

Prices and ratios as of Oct 7, 2026; statements from SEC filings. Information only, not investment advice. Superinvestor holdings come from 13F filings, which are filed up to 45 days after each quarter ends.