Regions Financial (RF)

Financial Services · Banks - Regional · S&P 500
$27.05 -0.07% on the day Market cap $23.3B 52-week range $22.70 to $32.47 Prices as of Oct 7, 2026

What the price implies

A reverse DCF: instead of guessing a fair value, it asks what growth today's price already assumes. How it works.

Regions Financial's free cash flow isn't comparable to its market value here, so a cash-flow reverse DCF doesn't give a meaningful answer. The Modeling tab works from revenue and margins instead.

Fundamental grade

C

Five factors scored 1 to 9 from RF's latest numbers, weighted into one grade. It describes the business, not whether the stock is a buy.

Valuation8
Profitability6
Growth4
Financial health1

Key numbers

P/E (trailing)11.3x
P/E (forward)10.4x
Price / free cash flow10.7x
EV / EBITDA9.39x
Price / sales3.05x
Price / book1.33x
Revenue growth+0.1%
Operating margin—
Net margin29.3%
Return on equity11.8%
Dividend yield3.8%
Debt / equity7.56x

Results from SEC filings

Fiscal years, from Regions Financial's 10-K filings. The deep dive has 15+ years, quarters and every line.

Fiscal year20212022202320242025
Revenue$104M$7.2B$7.6B$7.1B$7.5B
Net income$2.5B$2.2B$2.1B$1.9B$2.2B
Free cash flow—————
EPS (diluted)$2.49$2.28$2.11$1.93$2.30
Operating margin44.2%0.78%2.8%1.3%0.70%

Superinvestors who own RF

From each investor's latest 13F filing (what a 13F shows).

None of the superinvestors we track held RF in their latest 13F.

Insider buying

Open-market purchases by Regions Financial's executives and directors in the last 12 months, from SEC Form 4 filings. What insider buying tells you.

DateInsiderSharesPriceValue
Oct 30, 2025 Lisa C. Mcclain
0$24.18—
Oct 30, 2025 Lisa C. Mcclain
0$24.18—

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In the full deep dive

DCF fair value per share
Yearly return (IRR) at today's price
Growth implied by revenue and margins
15+ years of statements and quarters

Questions

Are Regions Financial insiders buying the stock?

2 open-market insider purchases of RF in the last 12 months, from SEC Form 4 filings.

Prices and ratios as of Oct 7, 2026; statements from SEC filings. Information only, not investment advice. Superinvestor holdings come from 13F filings, which are filed up to 45 days after each quarter ends.