Pinnacle Financial Partners (PNFP) financial statements

Financial Services · Banks - Regional · Market cap $14.1B

Pinnacle Financial Partners reported revenue of $2.1B in fiscal 2025, up 10.1% a year over 2 years.

Net income was $642M.

Free cash flow was $679M, and the company returned $75M in dividends.

Revenue and free cash flow

Fiscal years, $ billions.

0123202320242025RevenueFree cash flow
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Income statement

Fiscal years, from Pinnacle Financial Partners's 10-K filings with the SEC.

Fiscal year202320242025
Revenue$1.7B$1.7B$2.1B
Pre-tax income$714M$581M$780M
Income tax$152M$106M$138M
Net income$562M$475M$642M
EPS (diluted)$7.14$5.96$8.07
Diluted shares77M77M78M
Net margin33.2%27.4%31.2%

Balance sheet

Fiscal years, from Pinnacle Financial Partners's 10-K filings with the SEC.

Fiscal year202320242025
Cash and short-term investments$2.2B$3.4B$3.6B
Property, plant and equipment—$311M$340M
Goodwill—$1.8B$1.8B
Total assets—$52.6B$57.7B
Total liabilities—$46.2B$50.7B
Shareholders' equity$6.0B$6.4B$7.0B
Net debt-$2.2B-$3.4B-$3.6B

Cash flow

Fiscal years, from Pinnacle Financial Partners's 10-K filings with the SEC.

Fiscal year202320242025
Operating cash flow$478M$904M$759M
Capital spending$78M$95M$80M
Free cash flow$400M$810M$679M
Stock-based compensation$42M$41M$44M
Dividends paid$69M$69M$75M
Free cash flow margin23.6%46.6%33.0%
Dividends per share$0.90$0.89$0.96
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Questions

What was Pinnacle Financial Partners's revenue in 2025?

$2.1B in fiscal 2025, from its 10-K filing.

How much free cash flow does Pinnacle Financial Partners generate?

$679M in fiscal 2025 (operating cash flow minus capital spending).

From Pinnacle Financial Partners's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.