Banco De Chile (BCH) financial statements

Financial Services · Banks - Regional · Market cap $20.4B

Banco De Chile reported revenue of 3.07T CLP in fiscal 2024, up 7.1% a year over 9 years.

Net income was 1.25T CLP and the operating margin 51.6%, against 41.5% in 2015.

Free cash flow was 3.62T CLP, and the company returned 815.9B CLP in dividends.

Revenue and free cash flow

Fiscal years, $ billions (CLP).

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<p style="font-size:13px">Source: <a href="https://investingly.io/stocks/BCH/financials">Banco De Chile financials</a> on Investingly</p>

Income statement

Fiscal years, in CLP, from Banco De Chile's 10-K filings with the SEC.

Fiscal year	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Revenue	1.66T CLP	1.72T CLP	1.69T CLP	1.85T CLP	2.01T CLP	1.92T CLP	103M CLP	92M CLP	3.01T CLP	3.07T CLP
Selling, general and admin	194.2B CLP	209.3B CLP	211.6B CLP	231.5B CLP	329.7B CLP	21.4B CLP	24.2B CLP	26.0B CLP	15.8B CLP	15.2B CLP
Operating income	689.0B CLP	671.2B CLP	681.9B CLP	756.6B CLP	771.4B CLP	504.9B CLP	1.33T CLP	1.74T CLP	1.70T CLP	1.58T CLP
Interest expense	680.2B CLP	690.3B CLP	652.0B CLP	679.6B CLP	742.3B CLP	560.0B CLP	814.4B CLP	2.20T CLP	2.12T CLP	1.61T CLP
Pre-tax income	692.2B CLP	675.3B CLP	687.4B CLP	763.4B CLP	777.4B CLP	504.9B CLP	1.33T CLP	—	—	—
Income tax	82.3B CLP	100.2B CLP	115.4B CLP	159.8B CLP	173.7B CLP	-103.2B CLP	-276.0B CLP	289.2B CLP	322.1B CLP	333.6B CLP
Net income	609.9B CLP	575.1B CLP	572.1B CLP	-603.6B CLP	-603.7B CLP	-401.6B CLP	-1.06T CLP	1.45T CLP	1.37T CLP	1.25T CLP
EPS (diluted)	6.13 CLP	5.69 CLP	5.66 CLP	5.98 CLP	5.98 CLP	3.98 CLP	10.46 CLP	14.31 CLP	13.60 CLP	12.36 CLP
Diluted shares	99.44B	101.02B	101.02B	101.02B	101.02B	101.02B	101.02B	101.02B	101.02B	101.02B
Operating margin	41.5%	39.1%	40.4%	41.0%	38.5%	26.3%	1293481.6%	1885880.4%	56.3%	51.6%
Net margin	36.7%	33.5%	33.9%	-32.7%	-30.1%	-20.9%	-1025549.5%	1571522.8%	45.6%	40.7%

Balance sheet

Fiscal years, in CLP, from Banco De Chile's 10-K filings with the SEC.

Fiscal year	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Cash and short-term investments	1.71T CLP	1.66T CLP	1.44T CLP	1.28T CLP	3.11T CLP	2.28T CLP	4.00T CLP	3.15T CLP	2.99T CLP	3.26T CLP
Receivables	—	—	—	—	—	—	2.2B CLP	2.8B CLP	7.4B CLP	8.0B CLP
Property, plant and equipment	—	219.1B CLP	216.3B CLP	215.9B CLP	220.3B CLP	217.9B CLP	222.3B CLP	210.1B CLP	201.7B CLP	189.1B CLP
Goodwill	—	16.7B CLP	16.7B CLP	85.5B CLP	—	—	—	—	—	—
Total assets	31.06T CLP	31.36T CLP	32.56T CLP	35.60T CLP	41.01T CLP	45.55T CLP	51.43T CLP	55.11T CLP	55.72T CLP	52.06T CLP
Total liabilities	27.88T CLP	28.05T CLP	29.02T CLP	31.93T CLP	37.11T CLP	41.55T CLP	46.61T CLP	49.68T CLP	49.64T CLP	45.55T CLP
Shareholders' equity	3.18T CLP	3.31T CLP	3.55T CLP	3.67T CLP	3.91T CLP	4.00T CLP	4.82T CLP	5.43T CLP	6.08T CLP	6.50T CLP
Net debt	-1.71T CLP	-1.66T CLP	-1.44T CLP	-1.28T CLP	-3.11T CLP	-2.28T CLP	-4.00T CLP	-3.15T CLP	-2.99T CLP	-3.26T CLP

Cash flow

Fiscal years, in CLP, from Banco De Chile's 10-K filings with the SEC.

Fiscal year	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Operating cash flow	-1.64T CLP	162.5B CLP	872.6B CLP	-1.33T CLP	1.39T CLP	-2.47T CLP	3.01T CLP	128.6B CLP	1.73T CLP	3.69T CLP
Capital spending	40.0B CLP	39.1B CLP	42.0B CLP	51.6B CLP	64.4B CLP	47.1B CLP	64.4B CLP	75.6B CLP	84.7B CLP	74.0B CLP
Free cash flow	-1.68T CLP	123.5B CLP	830.6B CLP	-1.39T CLP	1.32T CLP	-2.52T CLP	2.94T CLP	53.0B CLP	1.64T CLP	3.62T CLP
Dividends paid	367.4B CLP	366.7B CLP	342.0B CLP	374.1B CLP	356.3B CLP	350.5B CLP	220.3B CLP	539.8B CLP	866.9B CLP	815.9B CLP
Net borrowing	-3.9B CLP	-3.6B CLP	-3.3B CLP	-9.8B CLP	-4.0B CLP	-17.0B CLP	-207M CLP	-107M CLP	-58M CLP	-17M CLP
Free cash flow margin	-101.1%	7.2%	49.2%	-75.1%	66.1%	-131.1%	2855559.2%	57625.0%	54.4%	118.0%
Dividends per share	3.69 CLP	3.63 CLP	3.39 CLP	3.70 CLP	3.53 CLP	3.47 CLP	2.18 CLP	5.34 CLP	8.58 CLP	8.08 CLP

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Questions

What was Banco De Chile's revenue in 2024?

3.07T CLP in fiscal 2024, from its 10-K filing.

How much free cash flow does Banco De Chile generate?

3.62T CLP in fiscal 2024 (operating cash flow minus capital spending).

From Banco De Chile's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.