Updated
Grupo CibestCIB · Financial Services
$92.37+0.16%
Market cap$21.8B
IndustryBanks - Regional
Grupo Cibest (CIB) Financial statements
Net income was 3.82T COP.
Key figures
Free cash flow was 10.01T COP, and the company returned 5.20T COP in dividends.
- Revenue, FY2025
- —
- Net income
- 3.82T COP-39.0% on 2024
- Operating margin
- —
- Free cash flow
- 10.01T COP-723.5% on 2024
Financial statements
Fiscal 2023–2025, in COP.
Grupo Cibest income statement, fiscal 2023–2025
| COP | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Selling, general and admin | 4.61T COP | 5.04T COP | 5.60T COP |
| Interest expense | 15.43T COP | 13.69T COP | 12.06T COP |
| Pre-tax income | 7.52T COP | 8.49T COP | 9.76T COP |
| Income tax | 1.82T COP | 2.38T COP | 2.81T COP |
| Net income | 6.12T COP | 6.27T COP | 3.82T COP |
| EPS (diluted) | 6,420.00 COP | 6,576.00 COP | 4,045.00 COP |
Grupo Cibest balance sheet, fiscal 2023–2025
| COP | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Cash and short-term investments | — | 32.84T COP | 29.92T COP |
| Property, plant and equipment | 6.52T COP | 5.91T COP | 5.41T COP |
| Total assets | — | 372.22T COP | 379.75T COP |
| Total liabilities | — | 327.63T COP | 338.76T COP |
| Shareholders' equity | 39.05T COP | 43.54T COP | 39.75T COP |
| Net debt | — | -32.84T COP | -29.92T COP |
Grupo Cibest cash flow, fiscal 2023–2025
| COP | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Operating cash flow | 19.15T COP | 435.9B COP | 12.26T COP |
| Capital spending | 2.41T COP | 2.04T COP | 2.24T COP |
| Free cash flow | 16.74T COP | -1.61T COP | 10.01T COP |
| Dividends paid | 3.30T COP | 3.40T COP | 5.20T COP |
| Net borrowing | -66.5B COP | -1.08T COP | -3.35T COP |
How Grupo Cibest compares
Grupo Cibest's ROE is higher than 37% of Financial Services companies and 54% of the 3,460 companies with an ROE figure.
| Higher than | Financial Services | All stocks |
|---|---|---|
| ROE | 37% | 54% |
| P/E | 79% | 48% |
Questions about Grupo Cibest
How much free cash flow does Grupo Cibest generate?
10.01T COP in fiscal 2025 (operating cash flow minus capital spending).
From Grupo Cibest's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.