PNBK (PNBK)

$0.88 +2.33% on the day Market cap $109M 52-week range $0.86 to $2.00 Prices as of Oct 11, 2026

What the price implies

A reverse DCF: instead of guessing a fair value, it asks what growth today's price already assumes. How it works.

PNBK's free cash flow was negative in fiscal 2025, so a cash-flow reverse DCF doesn't give a meaningful answer. The Modeling tab works from revenue and margins instead.

Fundamental grade

D

Five factors scored 1 to 9 from PNBK's latest numbers, weighted into one grade. It describes the business, not whether the stock is a buy.

Valuation7
Profitability0
Growth9
Financial health1
Cash efficiency0

Results from SEC filings

Fiscal years, from PNBK's 10-K filings. Ten years of the full income statement, balance sheet and cash flow.

Fiscal year20212022202320242025
Revenue$30M$37M$35M$28M$30M
Net income$5M$6M-$4M-$40M-$13M
Free cash flow$7M$7M-$11M$3M-$14M
EPS (diluted)$1.29$1.55-$1.05-$10.03-$0.17
Operating margin—————

Superinvestors who own PNBK

From each investor's latest 13F filing (what a 13F shows). 1 of the investors we track hold it.

InvestorLast quarterValue% of portfolioQuarter
Cliff Asness
AQR Capital Management
Added $145,4900.0%Q2 2026

Insider buying

Open-market purchases by PNBK's executives and directors in the last 12 months, from SEC Form 4 filings. What insider buying tells you.

DateInsiderSharesPriceValue
Sep 8, 2026 Tomasi Mario De
Director
63,000$0.96$60,480

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In the full deep dive

DCF fair value per share
Yearly return (IRR) at today's price
Growth implied by revenue and margins
15+ years of statements and quarters

Questions

Are PNBK insiders buying the stock?

1 open-market insider purchase of PNBK in the last 12 months, from SEC Form 4 filings.

Which superinvestors own PNBK?

1 of the superinvestors Investingly tracks hold PNBK in their latest 13F, including Cliff Asness.

Prices and ratios as of Oct 11, 2026; statements from SEC filings. Information only, not investment advice. Superinvestor holdings come from 13F filings, which are filed up to 45 days after each quarter ends.