Horace Mann Educators (HMN)

Financial Services · Insurance - Property & Casualty
$45.56 -0.74% on the day Market cap $1.9B 52-week range $41.29 to $55.56 Prices as of Oct 11, 2026

What the price implies

A reverse DCF: instead of guessing a fair value, it asks what growth today's price already assumes. How it works.

Horace Mann Educators's free cash flow isn't comparable to its market value here, so a cash-flow reverse DCF doesn't give a meaningful answer. The Modeling tab works from revenue and margins instead.

Fundamental grade

C

Five factors scored 1 to 9 from HMN's latest numbers, weighted into one grade. It describes the business, not whether the stock is a buy.

Valuation8
Profitability5
Growth7
Financial health1

Results from SEC filings

Fiscal years, from Horace Mann Educators's 10-K filings. Ten years of the full income statement, balance sheet and cash flow.

Fiscal year20212022202320242025
Revenue$1.3B$1.4B$1.5B$1.6B$1.7B
Net income$170M$20M$45M$103M$162M
Free cash flow—————
EPS (diluted)$4.04$0.47$1.09$2.48$3.90
Operating margin15.8%1.2%3.6%8.1%11.8%

Superinvestors who own HMN

From each investor's latest 13F filing (what a 13F shows). 3 of the investors we track hold it.

InvestorLast quarterValue% of portfolioQuarter
Cliff Asness
AQR Capital Management
Added $11M0.00%Q2 2026
Eric Marshall
Hodges Capital Management
Trimmed $2M0.16%Q2 2026
Joel Greenblatt
Gotham Asset Management
Trimmed $260,4190.00%Q2 2026

Insider buying

Open-market purchases by Horace Mann Educators's executives and directors in the last 12 months, from SEC Form 4 filings. What insider buying tells you.

DateInsiderSharesPriceValue
Feb 25, 2026 Victor Fetter
3,500$42.73$149,555

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In the full deep dive

DCF fair value per share
Yearly return (IRR) at today's price
Growth implied by revenue and margins
15+ years of statements and quarters

Questions

Are Horace Mann Educators insiders buying the stock?

1 open-market insider purchase of HMN in the last 12 months, from SEC Form 4 filings.

Which superinvestors own Horace Mann Educators?

3 of the superinvestors Investingly tracks hold HMN in their latest 13F, including Cliff Asness, Eric Marshall, Joel Greenblatt.

Prices and ratios as of Oct 11, 2026; statements from SEC filings. Information only, not investment advice. Superinvestor holdings come from 13F filings, which are filed up to 45 days after each quarter ends.