Figure Technology Solutions, Inc. Class A Common Stock (FIGR)

Financial Services · Capital Markets
$27.35 -2.11% on the day Market cap $6.4B 52-week range $24.11 to $78.00 Prices as of Oct 7, 2026

What the price implies

A reverse DCF: instead of guessing a fair value, it asks what growth today's price already assumes. How it works.

Free cash flow growth the price needs
32% a year for 10 years

At a market value of $6.4B, Figure Technology Solutions, Inc. Class A Common Stock's free cash flow of $42M (fiscal 2025) would need to grow about 32% a year for the stock to be worth today's price.

Assumes a 9% discount rate and 3% growth after year 10, on free cash flow (operating cash flow minus capital spending) from Figure Technology Solutions, Inc. Class A Common Stock's SEC filings. Change any assumption, or model revenue and margins instead, in the Modeling tab, or try your own numbers in the reverse DCF calculator.

Implied by the price32.4% a year
Free cash flow, last – years—
Revenue, same period55.5% a year
Price to free cash flow153.5x

Fundamental grade

C

Five factors scored 1 to 9 from FIGR's latest numbers, weighted into one grade. It describes the business, not whether the stock is a buy.

Valuation2
Profitability8
Growth9
Financial health4
Cash efficiency4

Key numbers

P/E (trailing)35.6x
P/E (forward)0.00x
Price / free cash flow102.9x
EV / EBITDA44.5x
Price / sales9.08x
Price / book4.56x
Revenue growth+112.7%
Operating margin28.4%
Net margin33.5%
Return on equity16.8%
Dividend yield—
Debt / equity1.14x

Results from SEC filings

Fiscal years, from Figure Technology Solutions, Inc. Class A Common Stock's 10-K filings. The deep dive has 15+ years, quarters and every line.

Fiscal year202320242025
Revenue$210M$341M$507M
Net income-$48M$17M$134M
Free cash flow-$51M-$144M$42M
EPS (diluted)-$0.93$0.00$0.44
Operating margin-23.6%2.7%23.2%

Superinvestors who own FIGR

From each investor's latest 13F filing (what a 13F shows). 2 of the investors we track hold it.

InvestorLast quarterValue% of portfolioQuarter
Bill Miller
Miller Value Partners
Trimmed $3M0.65%Q2 2026
Cliff Asness
AQR Capital Management
Trimmed $216,3210.0%Q2 2026

Insider buying

Open-market purchases by Figure Technology Solutions, Inc. Class A Common Stock's executives and directors in the last 12 months, from SEC Form 4 filings. What insider buying tells you.

DateInsiderSharesPriceValue
Dec 5, 2025 David K Chao
4,000$38.26$153,040

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In the full deep dive

DCF fair value per share
Yearly return (IRR) at today's price
Growth implied by revenue and margins
15+ years of statements and quarters

Questions

What growth does Figure Technology Solutions, Inc. Class A Common Stock's stock price imply?

At a market value of $6.4B, Figure Technology Solutions, Inc. Class A Common Stock would need its free cash flow to grow about 32% a year for 10 years (discounted at 9%, 3% growth after that) to be worth today's price.

Are Figure Technology Solutions, Inc. Class A Common Stock insiders buying the stock?

1 open-market insider purchase of FIGR in the last 12 months, from SEC Form 4 filings.

Which superinvestors own Figure Technology Solutions, Inc. Class A Common Stock?

2 of the superinvestors Investingly tracks hold FIGR in their latest 13F, including Bill Miller, Cliff Asness.

Prices and ratios as of Oct 7, 2026; statements from SEC filings. Information only, not investment advice. Superinvestor holdings come from 13F filings, which are filed up to 45 days after each quarter ends.