First Guaranty Bancshares (FGBI)
What the price implies
A reverse DCF: instead of guessing a fair value, it asks what growth today's price already assumes. How it works.
Fundamental grade
Five factors scored 1 to 9 from FGBI's latest numbers, weighted into one grade. It describes the business, not whether the stock is a buy.
Key numbers
Results from SEC filings
Fiscal years, from First Guaranty Bancshares's 10-K filings. Ten years of the full income statement, balance sheet and cash flow.
| Fiscal year | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | $100M | $111M | $95M | $113M | $95M |
| Net income | $27M | $29M | $9M | $12M | -$56M |
| Free cash flow | $24M | $34M | $7M | $31M | -$10M |
| EPS (diluted) | $2.42 | $2.48 | $0.62 | $0.81 | -$4.17 |
| Operating margin | — | — | — | — | -48.4% |
Superinvestors who own FGBI
From each investor's latest 13F filing (what a 13F shows).
Insider buying
Open-market purchases by First Guaranty Bancshares's executives and directors in the last 12 months, from SEC Form 4 filings. What insider buying tells you. Every purchase since records began.
| Date | Insider | Shares | Price | Value |
|---|---|---|---|---|
| Sep 30, 2026 | Edgar R. Smith Iii Director |
99,277 | $8.28 | $822,014 |
| Sep 17, 2026 | Bruce Mcanally Director |
500 | $17.60 | $8,800 |
| Sep 16, 2026 | Bruce Mcanally Director |
20 | $17.60 | $352 |
| Sep 15, 2026 | Robert W Walker Director |
4,000 | $17.74 | $70,960 |
| Sep 15, 2026 | Bruce Mcanally Director |
125 | $17.72 | $2,215 |
| Sep 15, 2026 | Bruce Mcanally Director |
165 | $17.72 | $2,924 |
| Sep 15, 2026 | Bruce Mcanally Director |
570 | $17.75 | $10,118 |
| Sep 10, 2026 | Robert W Walker Director |
2,500 | $18.18 | $45,450 |
| Sep 10, 2026 | Robert W Walker Director |
6,000 | $7.88 | $47,280 |
| Sep 9, 2026 | Bruce Mcanally Director |
250 | $18.25 | $4,562 |
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In the full deep dive
Questions
Are First Guaranty Bancshares insiders buying the stock?
10 open-market insider purchases of FGBI in the last 12 months, from SEC Form 4 filings.
Prices and ratios as of Oct 11, 2026; statements from SEC filings. Information only, not investment advice. Superinvestor holdings come from 13F filings, which are filed up to 45 days after each quarter ends.