Equifax (EFX)
What the price implies
A reverse DCF: instead of guessing a fair value, it asks what growth today's price already assumes. How it works.
At a market value of $17.3B, Equifax's free cash flow of $1.1B (fiscal 2025) would need to grow about 1% a year for the stock to be worth today's price. That is slower than the company has grown its free cash flow over the last 9 years.
Assumes a 9% discount rate and 3% growth after year 10, on free cash flow (operating cash flow minus capital spending) from Equifax's SEC filings. Change any assumption, or model revenue and margins instead, in the Modeling tab, or try your own numbers in the reverse DCF calculator.
Fundamental grade
Five factors scored 1 to 9 from EFX's latest numbers, weighted into one grade. It describes the business, not whether the stock is a buy.
Key numbers
Results from SEC filings
Fiscal years, from Equifax's 10-K filings. The deep dive has 15+ years, quarters and every line.
| Fiscal year | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | $4.9B | $5.1B | $5.3B | $5.7B | $6.1B |
| Net income | $744M | $696M | $545M | $604M | $660M |
| Free cash flow | $866M | $133M | $516M | $813M | $1.1B |
| EPS (diluted) | $6.02 | $5.65 | $4.40 | $4.84 | $5.32 |
| Operating margin | 23.1% | 20.6% | 17.7% | 18.3% | 18.0% |
Where the revenue comes from
Revenue by segments, fiscal 2025.
Superinvestors who own EFX
From each investor's latest 13F filing (what a 13F shows). 9 of the investors we track hold it.
| Investor | Last quarter | Value | % of portfolio | Quarter |
|---|---|---|---|---|
| Bill Nygren Harris Associates LP |
Trimmed | $1.2B | 1.6% | Q2 2026 |
| Cliff Asness AQR Capital Management |
Added | $416M | 0.14% | Q2 2026 |
| Charles Brandes Brandes Investment Partners, LP |
Added | $183M | 1.3% | Q2 2026 |
| Ric Dillon Diamond Hill Capital Management |
New position | $32M | 0.25% | Q2 2026 |
| Wallace Weitz Weitz Investment Management |
Added | $30M | 2.1% | Q2 2026 |
| C.T. Fitzpatrick Vulcan Value Partners |
New position | $14M | 0.44% | Q2 2026 |
| Tom Gayner Markel Group Inc. |
Held | $12M | 0.09% | Q2 2026 |
| Joel Greenblatt Gotham Asset Management |
Added | $11M | 0.02% | Q2 2026 |
| Ron Baron Baron Capital (BAMCO) |
Trimmed | $423,465 | 0.00% | Q2 2026 |
Insider buying
Open-market purchases by Equifax's executives and directors in the last 12 months, from SEC Form 4 filings. What insider buying tells you.
| Date | Insider | Shares | Price | Value |
|---|---|---|---|---|
| Mar 13, 2026 | Gilbert Ray Cisneros, Jr. |
0 | $184.27 | — |
| Mar 13, 2026 | Gilbert Ray Cisneros, Jr. |
0 | $184.27 | — |
| Mar 10, 2026 | Ro Khanna |
0 | $196.09 | — |
| Mar 10, 2026 | Ro Khanna |
0 | $196.09 | — |
| Jan 29, 2026 | Ro Khanna |
0 | $203.89 | — |
| Jan 29, 2026 | Ro Khanna |
0 | $203.89 | — |
| Jan 23, 2026 | Ro Khanna |
0 | $209.71 | — |
| Jan 23, 2026 | Ro Khanna |
0 | $209.71 | — |
| Oct 7, 2025 | Ro Khanna |
0 | $238.29 | — |
| Oct 7, 2025 | Ro Khanna |
0 | $238.29 | — |
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In the full deep dive
Questions
What growth does Equifax's stock price imply?
At a market value of $17.3B, Equifax would need its free cash flow to grow about 1% a year for 10 years (discounted at 9%, 3% growth after that) to be worth today's price. Over the last 9 years its free cash flow grew 6% a year.
Are Equifax insiders buying the stock?
10 open-market insider purchases of EFX in the last 12 months, from SEC Form 4 filings.
Which superinvestors own Equifax?
9 of the superinvestors Investingly tracks hold EFX in their latest 13F, including Bill Nygren, Cliff Asness, Charles Brandes.
Prices and ratios as of Oct 7, 2026; statements from SEC filings. Information only, not investment advice. Superinvestor holdings come from 13F filings, which are filed up to 45 days after each quarter ends.