Better Home & Finance Holding (BETR)

Financial Services · Mortgage Finance
$9.86 -2.86% on the day Market cap $173M 52-week range $9.45 to $92.69 Prices as of Oct 11, 2026

What the price implies

A reverse DCF: instead of guessing a fair value, it asks what growth today's price already assumes. How it works.

Better Home & Finance Holding's free cash flow was negative in fiscal 2025, so a cash-flow reverse DCF doesn't give a meaningful answer. The Modeling tab works from revenue and margins instead.

Fundamental grade

F

Five factors scored 1 to 9 from BETR's latest numbers, weighted into one grade. It describes the business, not whether the stock is a buy.

Valuation2
Profitability0
Growth0
Financial health1
Cash efficiency0

Results from SEC filings

Fiscal years, from Better Home & Finance Holding's 10-K filings. Ten years of the full income statement, balance sheet and cash flow.

Fiscal year20212022202320242025
Revenue—$378M$16M$13M$11M
Net income-$7M-$877M-$536M-$206M-$166M
Free cash flow—$903M-$169M-$390M-$178M
EPS (diluted)—-$150.50-$58.09-$13.65-$10.80
Operating margin—-227.2%-1808.2%-2335.8%-2826.7%

Where the revenue comes from

Revenue by segments, fiscal 2025. Every breakdown, year by year.

Home Finance$157M95%
Banking$8M5%

Superinvestors who own BETR

From each investor's latest 13F filing (what a 13F shows). 1 of the investors we track hold it.

InvestorLast quarterValue% of portfolioQuarter
Cliff Asness
AQR Capital Management
Added $461,2310.0%Q2 2026

Insider buying

Open-market purchases by Better Home & Finance Holding's executives and directors in the last 12 months, from SEC Form 4 filings. What insider buying tells you. Every purchase since records began.

DateInsiderSharesPriceValue
Apr 10, 2026 Ventures Iv L.p. Framework
Major Shareholder
54,384$32.96$2M
Apr 9, 2026 Harit Talwar
Director
5,000$32.89$164,450
Apr 8, 2026 Bhaskar Menon
Director
590$34.13$20,137
Apr 8, 2026 Jonsson Sigurgeir Orn
CTO
1,000$36.09$36,090
Apr 8, 2026 Vishal Garg
CEO
10,000$35.05$350,500
Apr 8, 2026 Harit Talwar
Director
1,000$33.34$33,340
Apr 8, 2026 Loveen Advani
CFO
10$35.50$355
Apr 2, 2026 Harit Talwar
Director
5,000$35.24$176,200
Mar 25, 2026 Vishal Garg
2,217$29.90$66,288
Mar 23, 2026 Ventures Iv L.p. Framework
40,000$29.60$1M

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In the full deep dive

DCF fair value per share
Yearly return (IRR) at today's price
Growth implied by revenue and margins
15+ years of statements and quarters

Questions

Are Better Home & Finance Holding insiders buying the stock?

10 open-market insider purchases of BETR in the last 12 months, from SEC Form 4 filings.

Which superinvestors own Better Home & Finance Holding?

1 of the superinvestors Investingly tracks hold BETR in their latest 13F, including Cliff Asness.

Prices and ratios as of Oct 11, 2026; statements from SEC filings. Information only, not investment advice. Superinvestor holdings come from 13F filings, which are filed up to 45 days after each quarter ends.