Credit Services stocks
29 Credit Services companies have a page on Investingly, worth $1.82T together. The largest is Visa (V) at $757.8B.
The median company trades at 11.4 times earnings, keeps 28.9% of revenue as operating profit and grew revenue 10.6% over the last year.
Atlanticus Holdings grew revenue fastest (+89%); Visa has the widest operating margin (61%); 17 of them pay a dividend (median yield 1.5%).
Credit Services companies, largest first
| # | Company | Market cap | P/E | P/FCF | Revenue growth | Operating margin | ROE | Dividend yield |
|---|---|---|---|---|---|---|---|---|
| 1 | Visa Inc. Class AV | $757.8B | 34.8x | 35.1x | +17.1% | 61.1% | 62.4% | 0.67% |
| 2 | Mastercard IncMA | $530.2B | 34.7x | 31.4x | +14.1% | 58.3% | 289.7% | 0.57% |
| 3 | American Express CompanyAXP | $212.9B | 19.5x | 13.3x | +10.0% | — | 33.4% | 1.1% |
| 4 | Capital One Financial CorporationCOF | $127.8B | 63.0x | 4.90x | +49.8% | — | 9.2% | 1.5% |
| 5 | PayPal Holdings IncPYPL | $47.5B | 10.1x | 8.53x | +7.2% | 17.9% | 25.3% | — |
| 6 | Affirm Holdings IncAFRM | $28.0B | 76.0x | 46.5x | +26.4% | 28.9% | 35.2% | — |
| 7 | Synchrony FinancialSYF | $25.3B | 7.77x | 2.57x | +2.3% | — | 20.8% | 1.7% |
| 8 | SoFi Technologies Inc.SOFI | $20.2B | 34.9x | — | +42.5% | — | 5.7% | — |
| 9 | Ally Financial IncALLY | $11.6B | 9.22x | — | +9.8% | — | 9.4% | 3.3% |
| 10 | FirstCash IncFCFS | $9.5B | 27.1x | 20.2x | +22.4% | 44.1% | 16.7% | 0.80% |
| 11 | OneMain Holdings IncOMF | $6.5B | 8.43x | 2.08x | +6.6% | — | 23.6% | 7.7% |
| 12 | Credit Acceptance CorporationCACC | $6.0B | 14.2x | 5.67x | +0.6% | 27.9% | 31.6% | — |
| 13 | Nelnet IncNNI | $4.7B | 11.4x | 11.9x | -31.1% | — | 8.0% | 0.98% |
| 14 | Enova International IncENVA | $4.5B | 14.6x | 2.52x | +21.6% | 24.0% | 23.7% | — |
| 15 | Sezzle Inc.SEZL | $4.3B | 29.6x | 20.8x | +51.6% | 40.4% | 69.3% | — |
| 16 | SLM CorpSLM | $4.3B | 6.30x | 7.43x | -0.6% | — | 29.7% | 2.4% |
| 17 | Bread Financial Holdings, Inc.BFH | $4.3B | 8.63x | 2.04x | +6.9% | — | 16.9% | 0.89% |
| 18 | Upstart Holdings IncUPST | $2.4B | 61.2x | — | +41.8% | 4.0% | 7.6% | — |
| 19 | Federal Agricultural Mortgage CorporationAGM | $2.2B | 11.9x | 28.0x | +21.8% | — | 12.3% | — |
| 20 | Encore Capital Group IncECPG | $2.2B | 7.93x | 17.2x | -18.3% | 870.6% | 28.0% | — |
| 21 | EZCORP IncEZPW | $2.0B | 17.5x | 18.1x | +34.6% | 13.9% | 13.6% | — |
| 22 | Western Union CoWU | $1.9B | 4.44x | 4.80x | -1.3% | 15.9% | 43.2% | 16.1% |
| 23 | Atlanticus Holdings CorporationATLC | $1.4B | 14.1x | 2.26x | +88.8% | — | 21.9% | — |
| 24 | Jefferson Capital, Inc. Common StockJCAP | $1.0B | 3.58x | 3.81x | +16.3% | 45.8% | 32.5% | 5.9% |
| 25 | 360 Finance IncQFIN | $679M | 0.86x | 0.06x | +11.9% | 34.8% | 31.8% | — |
| 26 | FinVolution GroupFINV | $673M | 2.02x | 0.38x | +3.9% | — | 15.4% | — |
| 27 | High Templar Tech Limited Sponsored ADR Class AHTT | $362M | 3.70x | 0.64x | -81.1% | -972.6% | 6.1% | — |
| 28 | Consumer Portfolio Services IncCPSS | $207M | 11.2x | 0.71x | +10.6% | — | 6.8% | — |
| 29 | Finance of America Companies IncFOA | $113M | 5.61x | — | -64.8% | — | -0.08% | — |
Medians use companies with a value for that measure; P/E only counts companies with positive earnings. Every company links to its page with the reverse DCF, insider buying and 13F holders.
Other Financial Services industries
Questions
What are the largest Credit Services stocks?
By market value: Visa (V), Mastercard (MA), American Express (AXP), Capital One Financial (COF), PayPal (PYPL).
What is the average P/E ratio of Credit Services stocks?
The median Credit Services company on Investingly trades at 11.4 times trailing earnings (companies with positive earnings only).
How many Credit Services stocks pay a dividend?
17 of 29, with a median yield of 1.5%.
Prices and ratios as of Oct 11, 2026. Statements from SEC filings. Information only, not investment advice.