Tompkins Financial (TMP) financial statements
Tompkins Financial reported revenue of $76M in fiscal 2025, down 12.4% a year over 9 years.
Net income was $161M.
Free cash flow was $32M, and the company returned $36M in dividends and $2M in net buybacks.
The diluted share count fell 4% over the period (buybacks).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from Tompkins Financial's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $249M | $63M | $66M | $68M | $66M | $73M | $74M | $75M | $79M | $76M |
| Interest expense | $22M | $25M | $40M | $51M | $29M | $18M | $21M | $88M | — | — |
| Pre-tax income | $87M | $95M | $104M | $103M | $98M | $115M | $110M | $12M | $93M | $225M |
| Income tax | $27M | $43M | $22M | $21M | $20M | $25M | $25M | $2M | $22M | $64M |
| Net income | $59M | $52M | $82M | $82M | $78M | $89M | $85M | $10M | $71M | $161M |
| EPS (diluted) | $3.91 | $3.43 | $5.35 | $5.37 | $5.20 | $6.05 | $5.89 | $0.66 | $4.97 | $11.24 |
| Diluted shares | 15M | 15M | 15M | 15M | 15M | 15M | 14M | 14M | 14M | 14M |
| Net margin | 23.8% | 83.2% | 124.8% | 121.0% | 118.0% | 123.0% | 114.9% | 12.7% | 89.3% | 212.7% |
Balance sheet
Fiscal years, from Tompkins Financial's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $64M | $84M | $80M | $138M | $388M | $63M | $78M | $80M | $134M | $133M |
| Property, plant and equipment | $70M | $87M | $97M | $94M | $89M | $85M | $82M | $80M | $77M | $72M |
| Goodwill | $93M | $92M | $92M | $92M | $92M | $92M | $93M | $93M | $93M | $73M |
| Total assets | $6.2B | $6.6B | $6.8B | $6.7B | $7.6B | $7.8B | $7.7B | $7.8B | $8.1B | $8.7B |
| Total liabilities | $5.7B | $6.1B | $6.1B | $6.1B | $6.9B | $7.1B | $7.1B | $7.1B | $7.4B | $7.7B |
| Shareholders' equity | $548M | $575M | $619M | $662M | $716M | $728M | $616M | $669M | $713M | $938M |
| Net debt | -$64M | -$84M | -$80M | -$138M | -$388M | -$63M | -$78M | -$80M | -$134M | -$133M |
Cash flow
Fiscal years, from Tompkins Financial's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $91M | $86M | $107M | $102M | $101M | $121M | $103M | $89M | $95M | $39M |
| Capital spending | $16M | $35M | $18M | $6M | $5M | $5M | $8M | $7M | $6M | $7M |
| Free cash flow | $75M | $51M | $89M | $96M | $97M | $116M | $95M | $82M | $89M | $32M |
| Stock-based compensation | $2M | $3M | $3M | $4M | $5M | $5M | $4M | $4M | $5M | $3M |
| Dividends paid | $27M | $28M | $30M | $31M | $31M | $32M | $34M | $35M | $35M | $36M |
| Share buybacks (net) | -$1M | $0 | -$2M | -$30M | -$9M | -$24M | -$15M | -$9M | $0 | -$2M |
| Net borrowing | $349M | $187M | $4M | -$418M | -$393M | -$144M | $167M | $311M | $188M | -$226M |
| Free cash flow margin | 29.9% | 80.5% | 135.2% | 141.5% | 147.3% | 160.4% | 128.7% | 109.6% | 111.9% | 42.2% |
| Dividends per share | $1.78 | $1.83 | $1.96 | $2.05 | $2.13 | $2.21 | $2.33 | $2.41 | $2.46 | $2.52 |
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Open TMP in InvestinglyQuestions
What was Tompkins Financial's revenue in 2025?
$76M in fiscal 2025, from its 10-K filing.
How much free cash flow does Tompkins Financial generate?
$32M in fiscal 2025 (operating cash flow minus capital spending).
From Tompkins Financial's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.