Peoples Bancorp (PEBO) financial statements
Peoples Bancorp reported revenue of $87M in fiscal 2025, down 2.3% a year over 9 years.
Net income was $107M and the operating margin 155.4%, against 42.4% in 2016.
Free cash flow was $129M, and the company returned $58M in dividends and $838,000 in net buybacks.
The diluted share count rose 95% over the period (dilution).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from Peoples Bancorp's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $107M | $115M | $50M | $56M | $54M | $61M | $70M | $80M | $85M | $87M |
| Operating income | $45M | $57M | $55M | $65M | $43M | $57M | $129M | $145M | $149M | $135M |
| Interest expense | $11M | $13M | $22M | $29M | $18M | $12M | $16M | $100M | — | — |
| Income tax | $14M | $19M | $9M | $12M | $8M | $9M | $27M | $32M | $32M | $28M |
| Net income | $31M | $38M | $46M | $54M | $35M | $48M | $101M | $113M | $117M | $107M |
| EPS (diluted) | $1.71 | $2.10 | $2.41 | $2.63 | $1.73 | $2.15 | $3.60 | $3.44 | $3.31 | $2.99 |
| Diluted shares | 18M | 18M | 19M | 20M | 20M | 22M | 28M | 33M | 35M | 35M |
| Operating margin | 42.4% | 49.6% | 109.3% | 116.1% | 79.1% | 92.8% | 183.9% | 182.5% | 176.3% | 155.4% |
| Net margin | 29.2% | 33.4% | 92.0% | 95.4% | 64.5% | 77.5% | 144.8% | 142.6% | 138.3% | 123.1% |
Balance sheet
Fiscal years, from Peoples Bancorp's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $66M | $72M | $78M | $115M | $152M | $416M | $154M | $427M | $218M | $189M |
| Property, plant and equipment | $54M | $53M | $57M | $62M | $60M | $89M | $83M | $104M | $104M | $101M |
| Goodwill | $133M | $133M | $151M | $166M | $171M | $264M | $292M | $362M | $363M | $363M |
| Total assets | $3.4B | $3.6B | $4.0B | $4.4B | $4.8B | $7.1B | $7.2B | $9.2B | $9.3B | $9.6B |
| Total liabilities | $3.0B | $3.1B | $3.5B | $3.8B | $4.2B | $6.2B | $6.4B | $8.1B | $8.1B | $8.4B |
| Shareholders' equity | $435M | $459M | $520M | $594M | $576M | $845M | $785M | $1.1B | $1.1B | $1.2B |
| Net debt | -$66M | -$72M | -$78M | -$115M | -$152M | -$416M | -$154M | -$427M | -$218M | -$189M |
Cash flow
Fiscal years, from Peoples Bancorp's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $61M | $61M | $75M | $67M | $85M | $156M | $120M | $144M | $143M | $135M |
| Capital spending | $5M | $5M | $5M | $3M | $4M | $7M | $7M | $13M | $7M | $6M |
| Free cash flow | $55M | $56M | $71M | $64M | $81M | $150M | $113M | $130M | $136M | $129M |
| Stock-based compensation | $245,000 | $295,000 | $298,000 | $313,000 | -$377,000 | $4M | $4M | $6M | $7M | $7M |
| Dividends paid | $11M | $15M | $21M | $26M | $27M | $31M | $42M | $52M | $56M | $58M |
| Share buybacks (net) | -$5M | $0 | $0 | -$805,000 | -$29M | $0 | -$7M | -$3M | -$3M | -$838,000 |
| Net borrowing | $176M | -$97M | $57M | -$80M | -$216M | $12M | $228M | $165M | -$436M | $301M |
| Free cash flow margin | 51.8% | 48.7% | 140.7% | 114.3% | 150.5% | 244.0% | 161.7% | 163.8% | 160.9% | 148.4% |
| Dividends per share | $0.62 | $0.81 | $1.09 | $1.28 | $1.36 | $1.41 | $1.51 | $1.59 | $1.60 | $1.64 |
Questions
What was Peoples Bancorp's revenue in 2025?
$87M in fiscal 2025, from its 10-K filing.
How much free cash flow does Peoples Bancorp generate?
$129M in fiscal 2025 (operating cash flow minus capital spending).
From Peoples Bancorp's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.