SoFi Technologies (SOFI) revenue breakdown
By segment, Lending is the largest at 48% of fiscal 2025 revenue; Technology Platform grew fastest, 188% a year over 6 years.
By product, Technology services is the largest at 79% of fiscal 2022 revenue; Referrals grew fastest, 115% a year over 3 years.
Revenue by segment
Fiscal years, as SoFi Technologies reports them in its 10-K filings; fiscal 2025 total $3.8B.
| Segments | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Share |
|---|---|---|---|---|---|---|---|---|
| Lending | $434M | $481M | $738M | $1.1B | $1.4B | $1.5B | $1.8B | 48% |
| Financial Services | $4M | $12M | $58M | $168M | $437M | $822M | $1.5B | 40% |
| Technology Platform | $795,000 | $96M | $195M | $315M | $352M | $395M | $450M | 12% |
Revenue by product
Fiscal years, as SoFi Technologies reports them in its 10-K filings; fiscal 2022 total $377M.
| Products | 2019 | 2020 | 2021 | 2022 | Share |
|---|---|---|---|---|---|
| Technology services | — | $90M | $192M | $299M | 79% |
| Referrals | $4M | $6M | $16M | $36M | 10% |
| Interchange | — | $2M | $11M | $17M | 5% |
| Brokerage | $84,000 | $3M | $23M | $15M | 4% |
| Software licenses | — | — | — | $6M | 1% |
| Other | — | $1M | $7M | $3M | 1% |
| Payment network | $660,000 | — | — | — | — |
| Enterprise services | $124,000 | — | — | — | — |
Revenue by region
Fiscal years, as SoFi Technologies reports them in its 10-K filings; fiscal 2025 total $3.6B.
| Regions | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Share |
|---|---|---|---|---|---|---|---|
| United States | $565M | $982M | $1.5B | $2.0B | $2.6B | $3.4B | 93% |
| All foreign countries | $781,000 | $3M | $69M | $95M | $98M | $249M | 7% |
Questions
Where does SoFi Technologies make its money?
In fiscal 2025, by segment: Lending $1.8B, Financial Services $1.5B, Technology Platform $450M.
From SoFi Technologies's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.