PEBK (PEBK) financial statements
PEBK reported revenue of $90M in fiscal 2025, up 6.1% a year over 9 years.
Net income was $20M.
Free cash flow was $20M, and the company returned $5M in dividends.
The diluted share count fell 10% over the period (buybacks).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from PEBK's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $53M | $55M | $59M | $64M | $67M | $69M | — | — | $82M | $90M |
| Interest expense | $3M | $2M | $2M | $4M | $4M | $3M | $3M | $17M | $27M | $25M |
| Pre-tax income | $12M | $14M | $16M | $17M | $14M | $19M | $20M | $20M | $21M | $26M |
| Income tax | $3M | $4M | $3M | $3M | $2M | $4M | $4M | $4M | $5M | $6M |
| Net income | $9M | $10M | $13M | $14M | $11M | $15M | $16M | $16M | $16M | $20M |
| EPS (diluted) | $1.50 | $1.69 | $2.22 | $2.36 | $1.95 | $2.63 | $2.85 | $2.77 | $2.98 | $3.62 |
| Diluted shares | 6M | 6M | 6M | 6M | 6M | 6M | 6M | 6M | 5M | 5M |
| Net margin | 17.4% | 18.7% | 22.5% | 22.1% | 16.9% | 22.0% | — | — | 20.0% | 22.0% |
Balance sheet
Fiscal years, from PEBK's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $70M | $57M | $43M | $52M | $162M | $277M | $72M | $82M | $59M | $58M |
| Property, plant and equipment | $16M | $20M | $18M | $19M | $19M | $16M | $18M | $17M | $15M | $14M |
| Total assets | $1.1B | $1.1B | $1.1B | $1.2B | $1.4B | $1.6B | $1.6B | $1.6B | $1.7B | $1.7B |
| Total liabilities | $981M | $976M | $970M | $1.0B | $1.3B | $1.5B | $1.5B | $1.5B | $1.5B | $1.5B |
| Shareholders' equity | $107M | $116M | $124M | $134M | $140M | $142M | $105M | $121M | $131M | $157M |
| Net debt | -$70M | -$57M | -$43M | -$52M | -$162M | -$277M | -$72M | -$82M | -$59M | -$58M |
Cash flow
Fiscal years, from PEBK's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $12M | $19M | $17M | $13M | $9M | $27M | $23M | $23M | $21M | $21M |
| Capital spending | $2M | $6M | $2M | $3M | $2M | $484,000 | $5M | $2M | $587,000 | $1M |
| Free cash flow | $11M | $13M | $15M | $10M | $7M | $26M | $18M | $21M | $20M | $20M |
| Stock-based compensation | $932,000 | $592,000 | $85,000 | $270,000 | $27,000 | $181,000 | — | — | — | — |
| Dividends paid | $2M | $3M | $3M | $4M | $4M | $4M | $5M | $5M | $5M | $5M |
| Share buybacks (net) | — | — | — | — | -$3M | -$4M | -$710,000 | -$2M | -$2M | $0 |
| Net borrowing | — | — | — | — | -$70M | — | — | — | — | — |
| Free cash flow margin | 20.1% | 23.7% | 26.0% | 16.3% | 9.9% | 38.3% | — | — | 24.4% | 22.2% |
| Dividends per share | $0.35 | $0.43 | $0.52 | $0.66 | $0.75 | $0.66 | $0.87 | $0.91 | $0.92 | $0.96 |
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Open PEBK in InvestinglyQuestions
What was PEBK's revenue in 2025?
$90M in fiscal 2025, from its 10-K filing.
How much free cash flow does PEBK generate?
$20M in fiscal 2025 (operating cash flow minus capital spending).
From PEBK's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.