Updated
HappenHAPN · Financial Services
$15.96-1.36%
Market cap$1.8B
IndustryBanks - Regional

Happen (HAPN) Stock

What Happen's price implies, from its SEC filings.

Key numbers

P/E (trailing)
8.87x
P/E (forward)
6.79x
Price / free cash flow
—
EV / EBITDA
—
Revenue growth
+10.0%
Operating margin
—
Dividend yield
—
Debt / equity
—

What Happen's price implies

Happen's free cash flow was negative in fiscal 2025, so a cash-flow reverse DCF doesn't give a meaningful answer. The Modeling tab works from revenue and margins instead.

Revenue and free cash flow

Fiscal years, from Happen's 10-K filings.

Happen revenue and free cash flow

FY2016–FY2025
HAPNRevenue$999MHAPNFree cash flow-$2.9B
Happen revenue and free cash flow-$4B-$2B$0B$2B2016201720182019202020212022202320242025$999M-$2.9B

Results from SEC filings

All three statements · Quarters, TTM and 20+ years of statements in Investingly

Happen (HAPN) revenue, net income, free cash flow, EPS and operating margin by fiscal year
Fiscal year20212022202320242025
Revenue$819M$1.2B$865M$787M$999M
Net income$19M$290M$39M$51M$136M
Free cash flow$205M$306M-$1.2B-$2.7B-$2.9B
EPS (diluted)$0.18$2.79$0.36$0.45$1.16
Operating margin—————

Where the revenue comes from

By segments, fiscal 2025. By year

LendingClub Bank$981M96%
LendingClub Corporation (Parent only)$38M4%

Superinvestors who own HAPN

From each investor's latest 13F filing (what a 13F shows).

None of the superinvestors we track held HAPN in their latest 13F.

Happen insider buying

Open-market purchases by executives and directors in the last 12 months, from SEC Form 4 filings (what insider buying tells you).

No open-market insider purchases of HAPN in the last 12 months. Most insider activity is selling and option exercises, which aren't shown here.

Fundamental grade

B

Five factors scored 1 to 9 from HAPN's latest numbers. It describes the business, not whether the stock is a buy.

Valuation8
Profitability6
Growth7
Cash efficiency0

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How Happen compares

Happen's P/E is higher than 17% of Financial Services companies and 12% of the 2,508 companies with a P/E figure.

Happen (HAPN) percentile ranks: share of companies with a lower figure
Higher thanFinancial ServicesAll stocks
P/E17%12%
Revenue growth47%54%
ROE64%67%

Questions about Happen

Are Happen insiders buying the stock?

No open-market insider purchases of HAPN in the last 12 months, according to SEC Form 4 filings.

Prices and ratios as of Nov 9, 2026; statements from SEC filings. Information only, not investment advice. Superinvestor holdings come from 13F filings, which are filed up to 45 days after each quarter ends.

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