Green Dot (GDOT) financial statements
Green Dot reported revenue of $2.0B in fiscal 2025, up 12.0% a year over 9 years.
Net income was -$99M and the operating margin 0.7%, against 8.8% in 2016.
Free cash flow was $66M.
The diluted share count rose 8% over the period (dilution).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from Green Dot's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $719M | $901M | $1.1B | $1.1B | $1.2B | $1.4B | $1.4B | $1.5B | $1.7B | $2.0B |
| Operating income | $63M | $109M | $130M | $123M | $30M | $66M | $94M | $23M | -$2M | $14M |
| Pre-tax income | $62M | $103M | $124M | $121M | $28M | $64M | $84M | $15M | -$23M | -$97M |
| Income tax | $20M | $18M | $5M | $21M | $5M | $16M | $20M | $8M | $4M | $2M |
| Net income | $42M | $86M | $119M | $100M | $23M | $47M | $64M | $7M | -$27M | -$99M |
| Diluted shares | 51M | 53M | 54M | 53M | 54M | 55M | 54M | 53M | 54M | 55M |
| Operating margin | 8.8% | 12.1% | 12.2% | 11.4% | 2.4% | 4.7% | 6.7% | 1.5% | -0.1% | 0.7% |
| Net margin | 5.8% | 9.5% | 11.1% | 9.3% | 1.9% | 3.4% | 4.6% | 0.5% | -1.6% | -5.0% |
Balance sheet
Fiscal years, from Green Dot's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $779M | $931M | $1.1B | $1.1B | $1.5B | $1.3B | $814M | $682M | $1.6B | $1.4B |
| Receivables | $40M | $35M | $41M | $60M | $68M | $80M | $74M | $110M | $132M | $197M |
| Total current assets | $1.0B | $1.3B | $1.4B | $1.4B | $2.4B | $1.8B | $1.5B | $1.6B | $2.4B | $2.6B |
| Property, plant and equipment | $83M | $97M | $120M | $145M | $133M | $135M | $160M | $179M | $188M | $198M |
| Goodwill | $208M | $302M | $302M | $302M | $302M | $302M | $302M | $302M | $302M | $302M |
| Total assets | $1.7B | $2.2B | $2.3B | $2.5B | $4.1B | $4.7B | $4.8B | $4.8B | $5.4B | $6.0B |
| Total current liabilities | $961M | $1.3B | $1.3B | $1.4B | $3.1B | $3.6B | $4.0B | $4.0B | $4.5B | $5.0B |
| Total liabilities | $1.1B | $1.4B | $1.4B | $1.5B | $3.1B | $3.7B | $4.0B | $4.0B | $4.6B | $5.1B |
| Shareholders' equity | $684M | $765M | $910M | $927M | $1.0B | $1.1B | $781M | $859M | $874M | $890M |
| Net debt | -$733M | -$919M | -$1.1B | -$1.1B | -$1.5B | -$1.3B | -$814M | -$682M | -$1.6B | -$1.4B |
Cash flow
Fiscal years, from Green Dot's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $115M | $218M | $251M | $190M | $209M | $167M | $278M | $98M | $81M | $139M |
| Capital spending | $43M | $44M | $61M | $78M | $59M | $57M | $84M | $76M | $74M | $73M |
| Free cash flow | $71M | $174M | $190M | $112M | $150M | $110M | $193M | $22M | $7M | $66M |
| Stock-based compensation | $28M | $41M | $50M | $30M | $54M | $51M | $35M | $34M | $30M | $19M |
| Share buybacks (net) | -$59M | -$52M | $0 | -$100M | $0 | $0 | -$96M | $0 | $0 | — |
| Free cash flow margin | 9.9% | 19.3% | 17.8% | 10.4% | 12.1% | 7.7% | 13.7% | 1.5% | 0.4% | 3.3% |
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Open GDOT in InvestinglyQuestions
What was Green Dot's revenue in 2025?
$2.0B in fiscal 2025, from its 10-K filing.
How much free cash flow does Green Dot generate?
$66M in fiscal 2025 (operating cash flow minus capital spending).
From Green Dot's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.