Greene County Bancorp (GCBC) financial statements
Greene County Bancorp reported revenue of $93M in fiscal 2026, up 10.8% a year over 9 years.
Net income was $41M.
Free cash flow was $42M, and the company returned $4M in dividends and $32,000 in net buybacks.
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from Greene County Bancorp's 10-K filings with the SEC.
| Fiscal year | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $37M | $4M | $4M | $53M | $63M | $70M | $73M | $65M | $75M | $93M |
| Interest expense | $3M | $4M | $6M | $8M | $5M | $5M | $23M | — | — | — |
| Pre-tax income | $15M | $19M | $21M | $22M | $28M | $33M | $36M | $27M | $35M | $47M |
| Income tax | $4M | $4M | $4M | $3M | $4M | $5M | $5M | $2M | $4M | $6M |
| Net income | $11M | $14M | $17M | $19M | $24M | $28M | $31M | $25M | $31M | $41M |
| EPS (diluted) | $0.66 | $0.84 | $1.02 | $1.10 | $1.41 | $1.64 | $1.81 | $1.45 | $1.83 | $2.41 |
| Diluted shares | 17M | 17M | 17M | 17M | 17M | 17M | 17M | 17M | 17M | 17M |
| Net margin | 30.4% | 388.7% | 424.7% | 35.0% | 38.1% | 39.9% | 42.0% | 38.2% | 41.3% | 44.3% |
Balance sheet
Fiscal years, from Greene County Bancorp's 10-K filings with the SEC.
| Fiscal year | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $16M | $27M | $30M | $40M | $150M | $69M | $196M | $190M | $183M | $145M |
| Property, plant and equipment | $14M | $13M | $13M | $14M | $14M | $14M | $15M | $16M | $15M | $15M |
| Total assets | $982M | $1.2B | $1.3B | $1.7B | $2.2B | $2.6B | $2.7B | $2.8B | $3.0B | $3.2B |
| Long-term debt | — | — | — | — | — | — | — | $0 | $0 | $0 |
| Total liabilities | $899M | $1.1B | $1.2B | $1.5B | $2.1B | $2.4B | $2.5B | $2.6B | $2.8B | $2.9B |
| Shareholders' equity | $84M | $96M | $112M | $129M | $150M | $158M | $183M | $206M | $239M | $278M |
| Net debt | -$16M | -$27M | -$30M | -$40M | -$150M | -$69M | -$196M | -$190M | -$183M | -$145M |
Cash flow
Fiscal years, from Greene County Bancorp's 10-K filings with the SEC.
| Fiscal year | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $14M | $21M | $22M | $27M | $28M | $35M | $28M | $25M | $28M | $42M |
| Capital spending | $76,000 | $324,000 | $589,000 | $1M | $1M | $1M | $2M | $2M | $691,000 | $741,000 |
| Free cash flow | $14M | $20M | $21M | $26M | $26M | $34M | $27M | $23M | $27M | $42M |
| Dividends paid | $2M | $2M | $2M | $2M | $2M | $3M | $2M | $3M | $4M | $4M |
| Share buybacks (net) | — | — | $0 | -$631,000 | $0 | — | — | — | $0 | -$32,000 |
| Net borrowing | -$19M | -$7M | $8M | $18M | -$15M | -$3M | $0 | $34M | -$30M | $2M |
| Free cash flow margin | 38.0% | 548.9% | 511.0% | 47.9% | 42.2% | 48.9% | 36.2% | 36.1% | 36.2% | 44.9% |
| Dividends per share | $0.11 | $0.09 | $0.12 | $0.13 | $0.14 | $0.15 | $0.13 | $0.19 | $0.26 | $0.24 |
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Open GCBC in InvestinglyQuestions
What was Greene County Bancorp's revenue in 2026?
$93M in fiscal 2026, from its 10-K filing.
How much free cash flow does Greene County Bancorp generate?
$42M in fiscal 2026 (operating cash flow minus capital spending).
From Greene County Bancorp's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.