Civista Bancshares (CIVB) financial statements
Civista Bancshares reported revenue of $19M in fiscal 2025, up 4.1% a year over 9 years.
Net income was $46M.
Free cash flow was $42M, and the company returned $12M in dividends and $178,000 in net buybacks.
The diluted share count rose 59% over the period (dilution).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from Civista Bancshares's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $13M | $14M | $15M | $18M | $17M | $20M | $25M | $30M | $19M | $19M |
| Interest expense | $3M | $4M | $8M | $13M | $10M | $10M | $16M | $57M | — | — |
| Pre-tax income | $24M | $22M | $17M | $40M | $37M | $48M | $47M | $51M | $37M | $55M |
| Income tax | $7M | $6M | $3M | $6M | $5M | $8M | $8M | $8M | $5M | $9M |
| Net income | $17M | $16M | $14M | $34M | $32M | $41M | $39M | $43M | $32M | $46M |
| EPS (diluted) | $1.57 | $1.28 | $1.02 | $2.01 | $2.00 | $2.63 | $2.60 | $2.73 | $2.01 | $2.64 |
| Diluted shares | 11M | 12M | 14M | 17M | 16M | 15M | 15M | 15M | 15M | 17M |
| Net margin | 129.4% | 116.4% | 92.3% | 190.5% | 190.0% | 206.5% | 160.7% | 141.1% | 165.7% | 242.9% |
Balance sheet
Fiscal years, from Civista Bancshares's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | — | $41M | $42M | $47M | $137M | $264M | $43M | $60M | $63M | $77M |
| Property, plant and equipment | $18M | $18M | $22M | $23M | $23M | $22M | $64M | $57M | $47M | $41M |
| Goodwill | $27M | $27M | $77M | $77M | $77M | $77M | $126M | $126M | $126M | $130M |
| Total assets | $1.4B | $1.5B | $2.1B | $2.3B | $2.8B | $3.0B | $3.6B | $3.9B | $4.1B | $4.3B |
| Total liabilities | $1.2B | $1.3B | $1.8B | $2.0B | $2.4B | $2.7B | $3.3B | $3.5B | $3.7B | $3.8B |
| Shareholders' equity | $138M | $184M | $299M | $330M | $350M | $355M | $329M | $372M | $389M | $543M |
| Net debt | — | -$41M | -$42M | -$47M | -$137M | -$264M | -$43M | -$60M | -$63M | -$77M |
Cash flow
Fiscal years, from Civista Bancshares's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $18M | $21M | $20M | $39M | $33M | $41M | $25M | $63M | $48M | $43M |
| Capital spending | $2M | $1M | $1M | $3M | $2M | $2M | $7M | $3M | $4M | $1M |
| Free cash flow | $15M | $20M | $18M | $36M | $31M | $39M | $19M | $59M | $44M | $42M |
| Stock-based compensation | $323,000 | $426,000 | $428,000 | $531,000 | $617,000 | $702,000 | $819,000 | $984,000 | $871,000 | $852,000 |
| Dividends paid | $3M | $4M | $5M | $7M | $7M | $8M | $8M | $10M | $10M | $12M |
| Share buybacks (net) | — | -$4,000 | — | -$4M | -$13M | -$22M | -$17M | -$2M | -$164,000 | -$178,000 |
| Free cash flow margin | 114.8% | 145.2% | 118.5% | 200.2% | 181.0% | 197.8% | 76.1% | 194.7% | 230.4% | 221.4% |
| Dividends per share | $0.30 | $0.30 | $0.34 | $0.43 | $0.44 | $0.52 | $0.57 | $0.63 | $0.65 | $0.68 |
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Open CIVB in InvestinglyQuestions
What was Civista Bancshares's revenue in 2025?
$19M in fiscal 2025, from its 10-K filing.
How much free cash flow does Civista Bancshares generate?
$42M in fiscal 2025 (operating cash flow minus capital spending).
From Civista Bancshares's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.