FinVolution Group (FINV) financial statements

Financial Services · Credit Services · Market cap $673M

FinVolution Group reported revenue of 13.6B CNY in fiscal 2025, up 30.8% a year over 9 years.

Net income was 2.5B CNY.

Free cash flow was 1.8B CNY, and the company returned 510M CNY in dividends and 767M CNY in net buybacks.

The diluted share count rose 101% over the period (dilution).

Revenue and free cash flow

Fiscal years, $ billions (CNY).

-50510152016201720182019202020212022202320242025RevenueFree cash flow
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Income statement

Fiscal years, in CNY, from FinVolution Group's 10-K filings with the SEC.

Fiscal year2016201720182019202020212022202320242025
Revenue1.2B CNY3.9B CNY4.2B CNY6.0B CNY7.6B CNY9.5B CNY11.1B CNY12.5B CNY13.1B CNY13.6B CNY
Research and development—165M CNY318M CNY391M CNY370M CNY435M CNY491M CNY511M CNY497M CNY537M CNY
Selling, general and admin591M CNY1.2B CNY1.1B CNY1.2B CNY944M CNY2.1B CNY2.1B CNY2.3B CNY2.4B CNY2.6B CNY
Interest expense18M CNY16M CNY60M CNY236M CNY228M CNY74M CNY146M CNY53M CNY—28M CNY
Pre-tax income550M CNY1.4B CNY2.6B CNY2.9B CNY2.4B CNY2.7B CNY2.7B CNY2.8B CNY2.8B CNY3.1B CNY
Income tax48M CNY275M CNY151M CNY482M CNY455M CNY241M CNY455M CNY395M CNY457M CNY556M CNY
Net income501M CNY1.1B CNY2.5B CNY2.4B CNY2.0B CNY2.5B CNY2.3B CNY2.3B CNY2.4B CNY2.5B CNY
EPS (diluted)-0.09 CNY-2.55 CNY1.54 CNY1.53 CNY1.32 CNY1.69 CNY1.56 CNY1.67 CNY1.81 CNY1.92 CNY
Diluted shares665M780M1.60B1.55B1.49B1.48B1.45B1.40B1.32B1.33B
Net margin41.5%27.8%58.5%39.8%26.1%26.5%20.4%18.7%18.2%18.7%

Balance sheet

Fiscal years, in CNY, from FinVolution Group's 10-K filings with the SEC.

Fiscal year2016201720182019202020212022202320242025
Cash and short-term investments665M CNY3.9B CNY3.3B CNY2.4B CNY4.6B CNY5.6B CNY7.1B CNY7.9B CNY7.5B CNY7.3B CNY
Property, plant and equipment38M CNY108M CNY144M CNY134M CNY94M CNY112M CNY141M CNY141M CNY624M CNY641M CNY
Goodwill—50M CNY50M CNY50M CNY50M CNY50M CNY50M CNY50M CNY50M CNY80M CNY
Total assets2.1B CNY8.6B CNY13.1B CNY18.3B CNY14.9B CNY18.1B CNY21.4B CNY21.3B CNY23.6B CNY25.4B CNY
Total liabilities1.4B CNY4.9B CNY7.2B CNY10.3B CNY6.5B CNY7.4B CNY8.9B CNY7.4B CNY8.1B CNY8.6B CNY
Shareholders' equity-438M CNY3.6B CNY5.9B CNY7.9B CNY8.4B CNY10.7B CNY12.4B CNY13.7B CNY15.2B CNY16.6B CNY
Net debt-405M CNY-1.9B CNY-1.6B CNY-2.3B CNY-2.6B CNY-4.4B CNY-3.6B CNY-5.0B CNY-4.7B CNY-4.3B CNY

Cash flow

Fiscal years, in CNY, from FinVolution Group's 10-K filings with the SEC.

Fiscal year2016201720182019202020212022202320242025
Operating cash flow1.1B CNY3.4B CNY1.9B CNY-216M CNY2.2B CNY630M CNY237M CNY1.4B CNY2.9B CNY1.9B CNY
Capital spending30M CNY91M CNY84M CNY49M CNY11M CNY55M CNY53M CNY538M CNY28M CNY84M CNY
Free cash flow1.1B CNY3.3B CNY1.8B CNY-264M CNY2.2B CNY575M CNY184M CNY823M CNY2.9B CNY1.8B CNY
Stock-based compensation0 CNY106M CNY50M CNY42M CNY42M CNY95M CNY89M CNY116M CNY144M CNY149M CNY
Dividends paid———391M CNY264M CNY318M CNY372M CNY430M CNY441M CNY510M CNY
Share buybacks (net)——-452M CNY-42M CNY-380M CNY-26M CNY-341M CNY-695M CNY-643M CNY-767M CNY
Net borrowing-20M CNY—————————
Free cash flow margin87.6%85.2%42.7%-4.4%29.0%6.1%1.7%6.6%21.9%13.1%
Dividends per share———0.25 CNY0.18 CNY0.21 CNY0.26 CNY0.31 CNY0.33 CNY0.38 CNY
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Questions

What was FinVolution Group's revenue in 2025?

13.6B CNY in fiscal 2025, from its 10-K filing.

How much free cash flow does FinVolution Group generate?

1.8B CNY in fiscal 2025 (operating cash flow minus capital spending).

From FinVolution Group's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.