CVB Financial (CVBF) financial statements
CVB Financial reported revenue of $515M in fiscal 2025, up 6.5% a year over 9 years.
Net income was $209M.
Free cash flow was $217M, and the company returned $111M in dividends and $81M in net buybacks.
The diluted share count rose 27% over the period (dilution).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from CVB Financial's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $293M | $321M | $393M | $495M | $466M | $462M | $556M | $547M | $502M | $515M |
| Operating income | — | — | — | — | — | — | $300,000 | $314M | $314M | $314M |
| Interest expense | $8M | $8M | $13M | $22M | $14M | $6M | $9M | $118M | — | — |
| Pre-tax income | $162M | $189M | $211M | $291M | $250M | $298M | $328M | $315M | $271M | $282M |
| Income tax | $61M | $84M | $59M | $83M | $72M | $85M | $93M | $94M | $71M | $72M |
| Net income | $101M | $104M | $152M | $208M | $177M | $213M | $235M | $221M | $201M | $209M |
| EPS (diluted) | $0.94 | $0.95 | $1.24 | $1.48 | $1.30 | $1.56 | $1.67 | $1.59 | $1.44 | $1.52 |
| Diluted shares | 108M | 110M | 122M | 140M | 136M | 135M | 140M | 138M | 139M | 137M |
| Operating margin | — | — | — | — | — | — | 0.1% | 57.4% | 62.6% | 60.9% |
| Net margin | 34.7% | 32.5% | 38.7% | 42.0% | 38.0% | 46.0% | 42.4% | 40.5% | 40.0% | 40.6% |
Balance sheet
Fiscal years, from CVB Financial's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $122M | $144M | $164M | $186M | $2.0B | $1.7B | $203M | $281M | $205M | $376M |
| Property, plant and equipment | $42M | $46M | $58M | $54M | $51M | $49M | $47M | $45M | $28M | $27M |
| Goodwill | $90M | $117M | $667M | $664M | $664M | $664M | $766M | $766M | $766M | $766M |
| Total assets | $8.1B | $8.3B | $11.5B | $11.3B | $14.4B | $15.9B | $16.5B | $16.0B | $15.2B | $15.6B |
| Total liabilities | $7.1B | $7.2B | $9.7B | $9.3B | $12.4B | $13.8B | $14.5B | $13.9B | $13.0B | $13.3B |
| Shareholders' equity | $991M | $1.1B | $1.9B | $2.0B | $2.0B | $2.1B | $1.9B | $2.1B | $2.2B | $2.3B |
| Net debt | -$122M | -$144M | -$164M | -$186M | -$2.0B | -$1.7B | -$203M | -$281M | -$205M | -$376M |
Cash flow
Fiscal years, from CVB Financial's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $125M | $138M | $165M | $208M | $185M | $195M | $274M | $296M | $250M | $221M |
| Capital spending | $13M | $5M | $4M | $6M | $5M | $5M | $5M | $5M | $5M | $4M |
| Free cash flow | $112M | $134M | $161M | $203M | $180M | $191M | $268M | $291M | $245M | $217M |
| Stock-based compensation | $3M | $3M | $4M | $6M | $6M | $5M | $8M | $9M | $10M | $6M |
| Dividends paid | $52M | $57M | $66M | $95M | $98M | $98M | $104M | $112M | $112M | $111M |
| Share buybacks (net) | -$2M | -$1M | -$8M | -$3M | -$93M | -$8M | -$46M | -$21M | -$3M | -$81M |
| Free cash flow margin | 38.2% | 41.6% | 41.0% | 41.0% | 38.7% | 41.3% | 48.3% | 53.2% | 48.7% | 42.2% |
| Dividends per share | $0.48 | $0.52 | $0.54 | $0.68 | $0.72 | $0.72 | $0.75 | $0.81 | $0.81 | $0.81 |
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Open CVBF in InvestinglyQuestions
What was CVB Financial's revenue in 2025?
$515M in fiscal 2025, from its 10-K filing.
How much free cash flow does CVB Financial generate?
$217M in fiscal 2025 (operating cash flow minus capital spending).
From CVB Financial's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.