Capital Bancorp (CBNK) financial statements
Capital Bancorp reported revenue of $245M in fiscal 2025, up 18.3% a year over 8 years.
Net income was $57M.
The diluted share count rose 47% over the period (dilution).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from Capital Bancorp's 10-K filings with the SEC.
| Fiscal year | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $64M | $74M | $92M | $134M | $167M | $170M | $167M | $186M | $245M |
| Operating income | — | — | — | — | — | -$4M | -$5M | -$4M | — |
| Interest expense | $8M | $11M | $16M | $13M | $7M | $10M | $42M | — | — |
| Pre-tax income | $14M | $18M | $23M | $35M | $54M | $54M | $46M | $42M | $75M |
| Income tax | $7M | $5M | $6M | $9M | $14M | $12M | $10M | $11M | $18M |
| Net income | $7M | $13M | $17M | $26M | $40M | $42M | $36M | $31M | $57M |
| EPS (diluted) | $0.62 | $1.02 | $1.21 | $1.87 | $2.84 | $2.91 | $2.55 | $2.12 | $3.41 |
| Diluted shares | 11M | 12M | 14M | 14M | 14M | 14M | 14M | 15M | 17M |
| Operating margin | — | — | — | — | — | -2.6% | -2.8% | -2.0% | — |
| Net margin | 11.1% | 17.2% | 18.4% | 19.2% | 23.9% | 24.6% | 21.5% | 16.6% | 23.3% |
Balance sheet
Fiscal years, from Capital Bancorp's 10-K filings with the SEC.
| Fiscal year | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $52M | $35M | $115M | $147M | $183M | $80M | $54M | $205M | $256M |
| Property, plant and equipment | $3M | $3M | $6M | $4M | $3M | $3M | $5M | $16M | $15M |
| Goodwill | — | — | — | — | — | $0 | $0 | $21M | $26M |
| Total assets | $1.0B | $1.1B | $1.4B | $1.9B | $2.1B | $2.1B | $2.2B | $3.2B | $3.6B |
| Total liabilities | $946M | $990M | $1.3B | $1.7B | $1.9B | $1.9B | $2.0B | $2.9B | $3.2B |
| Shareholders' equity | $80M | $115M | $133M | $159M | $198M | $224M | $255M | $355M | $402M |
| Net debt | -$52M | -$35M | -$115M | -$147M | -$183M | -$80M | -$54M | -$205M | -$256M |
Cash flow
Fiscal years, from Capital Bancorp's 10-K filings with the SEC.
| Fiscal year | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $35M | $28M | -$27M | $5M | $132M | $51M | $47M | $35M | $70M |
| Capital spending | $1M | $2M | — | — | — | — | — | — | — |
| Free cash flow | $33M | $27M | — | — | — | — | — | — | — |
| Stock-based compensation | $506,000 | $570,000 | $795,000 | $983,000 | $1M | $2M | $2M | $2M | $2M |
| Dividends paid | — | — | — | $0 | $1M | $3M | $4M | $5M | $7M |
| Share buybacks (net) | -$512,000 | -$45,000 | -$371,000 | -$4M | $0 | $0 | -$9M | -$1M | -$12M |
| Free cash flow margin | 52.1% | 35.9% | — | — | — | — | — | — | — |
| Dividends per share | — | — | — | — | $0.10 | $0.21 | $0.28 | $0.36 | $0.44 |
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What was Capital Bancorp's revenue in 2025?
$245M in fiscal 2025, from its 10-K filing.
From Capital Bancorp's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.