Bar Harbor Bankshares (BHB) financial statements
Bar Harbor Bankshares reported revenue of $169M in fiscal 2025, up 12.7% a year over 9 years.
Net income was $37M.
Free cash flow was $43M, and the company returned $20M in dividends.
The diluted share count rose 75% over the period (dilution).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from Bar Harbor Bankshares's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $58M | $118M | $22M | $22M | $25M | $28M | $29M | $153M | $151M | $169M |
| Interest expense | $12M | $24M | $37M | $46M | $27M | $15M | $13M | $57M | $75M | — |
| Pre-tax income | $21M | $43M | $40M | $27M | $42M | $49M | $55M | $57M | $53M | $46M |
| Income tax | $6M | $17M | $8M | $4M | $8M | $9M | $11M | $12M | $9M | $9M |
| Net income | $15M | $26M | $33M | $23M | $33M | $39M | $44M | $45M | $44M | $37M |
| EPS (diluted) | $1.63 | $1.70 | $2.12 | $1.45 | $2.18 | $2.61 | $2.88 | $2.95 | $2.84 | $2.31 |
| Diluted shares | 9M | 15M | 16M | 16M | 15M | 15M | 15M | 15M | 15M | 16M |
| Net margin | 25.9% | 22.0% | 153.0% | 101.9% | 134.6% | 138.4% | 148.3% | 29.4% | 28.9% | 21.9% |
Balance sheet
Fiscal years, from Bar Harbor Bankshares's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $8M | $91M | $99M | $57M | $226M | $250M | $92M | $95M | $72M | $81M |
| Property, plant and equipment | $23M | $48M | $49M | $51M | $52M | $49M | $48M | $48M | $51M | $58M |
| Goodwill | $5M | $100M | $100M | $119M | $119M | $119M | $119M | $119M | $119M | $142M |
| Total assets | $1.8B | $3.6B | $3.6B | $3.7B | $3.7B | $3.7B | $3.9B | $4.0B | $4.1B | $4.7B |
| Total liabilities | $1.6B | $3.2B | $3.2B | $3.3B | $3.3B | $3.3B | $3.5B | $3.5B | $3.6B | $4.2B |
| Shareholders' equity | $157M | $355M | $371M | $396M | $407M | $424M | $393M | $432M | $458M | $533M |
| Net debt | -$8M | -$91M | -$99M | -$57M | -$226M | -$250M | -$92M | -$95M | -$72M | -$81M |
Cash flow
Fiscal years, from Bar Harbor Bankshares's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $17M | $40M | $38M | $30M | $21M | $59M | $56M | $47M | $52M | $48M |
| Capital spending | $4M | $3M | $5M | $9M | $7M | $2M | $3M | $7M | $7M | $5M |
| Free cash flow | $12M | $37M | $33M | $21M | $14M | $57M | $53M | $41M | $45M | $43M |
| Stock-based compensation | $1M | $1M | $1M | $1M | $2M | $2M | $2M | $3M | $3M | $3M |
| Dividends paid | $7M | $12M | $12M | $13M | $13M | $14M | $15M | $17M | $18M | $20M |
| Share buybacks (net) | -$497,000 | -$282,000 | -$324,000 | -$239,000 | -$14M | — | — | — | — | — |
| Net borrowing | $60M | $214M | $3M | — | — | — | — | — | — | — |
| Free cash flow margin | 21.6% | 31.5% | 153.0% | 94.1% | 56.3% | 202.4% | 181.8% | 26.8% | 29.8% | 25.7% |
| Dividends per share | $0.72 | $0.75 | $0.78 | $0.86 | $0.88 | $0.94 | $1.01 | $1.09 | $1.16 | $1.28 |
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Open BHB in InvestinglyQuestions
What was Bar Harbor Bankshares's revenue in 2025?
$169M in fiscal 2025, from its 10-K filing.
How much free cash flow does Bar Harbor Bankshares generate?
$43M in fiscal 2025 (operating cash flow minus capital spending).
From Bar Harbor Bankshares's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.