Byline Bancorp (BY) financial statements
Byline Bancorp reported revenue of $446M in fiscal 2025, up 16.1% a year over 9 years.
Net income was $130M.
Free cash flow was $136M, and the company returned $18M in dividends and $24M in net buybacks.
The diluted share count rose 121% over the period (dilution).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from Byline Bancorp's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $117M | $172M | $228M | $272M | $277M | $311M | $323M | $387M | $407M | $446M |
| Interest expense | $8M | $14M | $28M | $49M | $24M | $13M | $36M | $149M | — | — |
| Pre-tax income | $5M | $41M | $55M | $77M | $52M | $124M | $115M | $146M | $161M | $173M |
| Income tax | -$61M | $19M | $14M | $20M | $14M | $31M | $27M | $38M | $40M | $43M |
| Net income | $67M | $22M | $41M | $57M | $37M | $93M | $88M | $108M | $121M | $130M |
| EPS (diluted) | $3.27 | $0.38 | $1.18 | $1.48 | $0.96 | $2.40 | $2.34 | $2.67 | $2.75 | $2.89 |
| Diluted shares | 20M | 28M | 34M | 38M | 38M | 38M | 37M | 40M | 44M | 45M |
| Net margin | 57.3% | 12.6% | 18.1% | 21.0% | 13.5% | 29.9% | 27.3% | 27.9% | 29.7% | 29.1% |
Balance sheet
Fiscal years, from Byline Bancorp's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $47M | $58M | $122M | $81M | $83M | $158M | $179M | $226M | $563M | $149M |
| Property, plant and equipment | $102M | $95M | $98M | $96M | $87M | $63M | $57M | $67M | $61M | $58M |
| Goodwill | $52M | $55M | $128M | $148M | $148M | $148M | $148M | $182M | $182M | $182M |
| Total assets | $3.3B | $3.4B | $4.9B | $5.5B | $6.4B | $6.7B | $7.4B | $8.9B | $9.5B | $9.7B |
| Total liabilities | $2.9B | $2.9B | $4.3B | $4.8B | $5.6B | $5.9B | $6.6B | $7.9B | $8.4B | $8.4B |
| Shareholders' equity | $383M | $459M | $651M | $750M | $805M | $836M | $766M | $990M | $1.1B | $1.3B |
| Net debt | -$47M | -$58M | -$122M | -$81M | -$83M | -$158M | -$179M | -$226M | -$563M | -$149M |
Cash flow
Fiscal years, from Byline Bancorp's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $4M | $27M | $80M | $29M | $109M | $74M | $220M | $166M | $175M | $140M |
| Capital spending | $6M | $3M | $3M | $4M | $4M | $2M | $4M | $4M | $4M | $4M |
| Free cash flow | -$2M | $24M | $77M | $25M | $105M | $72M | $217M | $162M | $171M | $136M |
| Stock-based compensation | $899,000 | $1M | $2M | $2M | $3M | $4M | $5M | $7M | $8M | $9M |
| Dividends paid | — | — | — | $0 | $6M | $11M | $13M | $15M | $16M | $18M |
| Share buybacks (net) | — | — | — | $0 | -$2M | -$29M | -$17M | $0 | $0 | -$24M |
| Net borrowing | — | — | — | — | — | $0 | $0 | $20M | $0 | $0 |
| Free cash flow margin | -1.5% | 14.1% | 33.9% | 9.2% | 37.9% | 23.2% | 67.2% | 41.9% | 42.1% | 30.5% |
| Dividends per share | — | — | — | — | $0.15 | $0.29 | $0.36 | $0.36 | $0.36 | $0.40 |
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Open BY in InvestinglyQuestions
What was Byline Bancorp's revenue in 2025?
$446M in fiscal 2025, from its 10-K filing.
How much free cash flow does Byline Bancorp generate?
$136M in fiscal 2025 (operating cash flow minus capital spending).
From Byline Bancorp's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.