S&T Bancorp (STBA) financial statements
S&T Bancorp reported revenue of $402M in fiscal 2025, up 5.1% a year over 9 years.
Net income was $134M.
Free cash flow was $129M, and the company returned $53M in dividends and $36M in net buybacks.
The diluted share count rose 11% over the period (dilution).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from S&T Bancorp's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $258M | $281M | $284M | $299M | $339M | $341M | $374M | $407M | $384M | $402M |
| Interest expense | $25M | $35M | $55M | $74M | $41M | $13M | $25M | $128M | — | — |
| Pre-tax income | $97M | $119M | $123M | $117M | $21M | $136M | $169M | $179M | $165M | $168M |
| Income tax | $25M | $46M | $18M | $19M | -$1,000 | $25M | $33M | $34M | $34M | $34M |
| Net income | $71M | $73M | $105M | $98M | $21M | $110M | $136M | $145M | $131M | $134M |
| EPS (diluted) | $2.05 | $2.09 | $3.01 | $2.82 | $0.53 | $2.81 | $3.46 | $3.74 | $3.41 | $3.49 |
| Diluted shares | 35M | 35M | 35M | 35M | 39M | 39M | 39M | 39M | 39M | 38M |
| Net margin | 27.7% | 25.9% | 37.1% | 32.8% | 6.2% | 32.4% | 36.2% | 35.6% | 34.2% | 33.4% |
Balance sheet
Fiscal years, from S&T Bancorp's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $139M | $117M | $155M | $198M | $230M | $922M | $210M | $234M | $245M | $163M |
| Property, plant and equipment | $45M | $43M | $42M | $57M | $56M | $53M | $49M | $49M | $45M | $44M |
| Goodwill | $292M | $292M | $287M | $372M | $373M | $373M | $373M | $373M | $373M | $373M |
| Total assets | $6.9B | $7.1B | $7.3B | $8.8B | $9.0B | $9.5B | $9.1B | $9.6B | $9.7B | $9.9B |
| Total liabilities | $6.1B | $6.2B | $6.3B | $7.6B | $7.8B | $8.3B | $7.9B | $8.3B | $8.3B | $8.4B |
| Shareholders' equity | $842M | $884M | $936M | $1.2B | $1.2B | $1.2B | $1.2B | $1.3B | $1.4B | $1.5B |
| Net debt | -$139M | -$117M | -$155M | -$198M | -$230M | -$922M | -$210M | -$234M | -$245M | -$163M |
Cash flow
Fiscal years, from S&T Bancorp's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $97M | $114M | $128M | $138M | $52M | $215M | $241M | $172M | $173M | $134M |
| Capital spending | $4M | $5M | $4M | $5M | $5M | $4M | $4M | $6M | $3M | $5M |
| Free cash flow | $93M | $110M | $124M | $133M | $46M | $211M | $237M | $166M | $170M | $129M |
| Stock-based compensation | $3M | $3M | $2M | $2M | $724,000 | $2M | $3M | $4M | $5M | $5M |
| Dividends paid | $27M | $29M | $35M | $37M | $44M | $44M | $47M | $50M | $51M | $53M |
| Share buybacks (net) | $0 | $0 | -$12M | -$18M | -$13M | $0 | -$8M | -$20M | $0 | -$36M |
| Net borrowing | $304M | -$87M | -$47M | -$26M | -$27M | -$11M | -$8M | $20M | $12M | -$81,000 |
| Free cash flow margin | 36.2% | 39.0% | 43.7% | 44.5% | 13.6% | 62.0% | 63.3% | 40.8% | 44.4% | 32.0% |
| Dividends per share | $0.77 | $0.82 | $0.99 | $1.08 | $1.12 | $1.13 | $1.20 | $1.28 | $1.32 | $1.37 |
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Open STBA in InvestinglyQuestions
What was S&T Bancorp's revenue in 2025?
$402M in fiscal 2025, from its 10-K filing.
How much free cash flow does S&T Bancorp generate?
$129M in fiscal 2025 (operating cash flow minus capital spending).
From S&T Bancorp's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.