Bank7 (BSVN) financial statements
Bank7 reported revenue of $96M in fiscal 2025, up 13.2% a year over 9 years.
Net income was $43M.
Free cash flow was $41M, and the company returned $9M in dividends.
The diluted share count rose 31% over the period (dilution).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from Bank7's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $31M | $40M | $41M | $44M | $49M | $55M | $72M | $92M | $97M | $96M |
| Interest expense | $3M | $5M | $7M | $10M | $6M | $3M | $9M | $39M | — | — |
| Pre-tax income | $17M | $24M | $26M | $15M | $26M | $31M | $39M | $37M | $60M | $57M |
| Income tax | $0 | $0 | $797,000 | $7M | $7M | $8M | $10M | $9M | $15M | $14M |
| Net income | $17M | $24M | $25M | $8M | $19M | $23M | $30M | $28M | $46M | $43M |
| EPS (diluted) | $2.31 | $3.26 | $3.03 | $0.81 | $2.05 | $2.55 | $3.22 | $3.05 | $4.84 | $4.50 |
| Diluted shares | 7M | 7M | 8M | 10M | 9M | 9M | 9M | 9M | 9M | 10M |
| Net margin | 53.4% | 60.1% | 61.0% | 18.9% | 39.5% | 41.7% | 41.0% | 30.8% | 46.9% | 44.7% |
Balance sheet
Fiscal years, from Bank7's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $74M | $100M | $128M | $117M | $154M | $205M | $109M | $181M | $234M | $245M |
| Property, plant and equipment | — | $10M | $8M | $10M | $9M | $17M | $13M | $15M | $18M | $22M |
| Goodwill | — | — | — | $1M | $1M | $8M | $9M | $8M | $8M | $11M |
| Total assets | — | $704M | $771M | $866M | $1.0B | $1.4B | $1.6B | $1.8B | $1.7B | $2.0B |
| Total liabilities | — | $634M | $682M | $766M | $909M | $1.2B | $1.4B | $1.6B | $1.5B | $1.7B |
| Shareholders' equity | $55M | $69M | $88M | $100M | $107M | $127M | $144M | $170M | $213M | $251M |
| Net debt | -$74M | -$100M | -$128M | -$117M | -$154M | -$205M | -$109M | -$181M | -$234M | -$245M |
Cash flow
Fiscal years, from Bank7's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $19M | $26M | $27M | $19M | $25M | $30M | $40M | $49M | $55M | $46M |
| Capital spending | $2M | $4M | $378,000 | $3M | $438,000 | $599,000 | $294,000 | $3M | $4M | $5M |
| Free cash flow | $17M | $22M | $27M | $16M | $25M | $30M | $39M | $46M | $51M | $41M |
| Stock-based compensation | $0 | $0 | $154,000 | $12M | $771,000 | $1M | $1M | $2M | $2M | $3M |
| Dividends paid | $7M | $10M | $56M | $1M | $8M | $4M | $4M | $6M | $8M | $9M |
| Share buybacks (net) | — | $0 | $0 | -$3M | -$9M | — | — | — | — | — |
| Net borrowing | -$800,000 | -$800,000 | -$6M | $0 | $0 | — | — | — | — | — |
| Free cash flow margin | 54.1% | 55.4% | 65.0% | 37.0% | 50.8% | 53.2% | 54.5% | 50.4% | 52.2% | 43.0% |
| Dividends per share | $0.96 | $1.34 | $6.82 | $0.10 | $0.83 | $0.44 | $0.47 | $0.68 | $0.85 | $0.98 |
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What was Bank7's revenue in 2025?
$96M in fiscal 2025, from its 10-K filing.
How much free cash flow does Bank7 generate?
$41M in fiscal 2025 (operating cash flow minus capital spending).
From Bank7's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.