Bank of Marin Bancorp (BMRC) financial statements
Bank of Marin Bancorp reported revenue of $29M in fiscal 2025, down 10.8% a year over 9 years.
Net income was -$36M.
Free cash flow was $37M, and the company returned $16M in dividends.
The diluted share count rose 30% over the period (dilution).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from Bank of Marin Bancorp's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $82M | $83M | $102M | $105M | $105M | $115M | $138M | $105M | $70M | $29M |
| Interest expense | $2M | $2M | $4M | $5M | $3M | $3M | $3M | $37M | — | — |
| Pre-tax income | $36M | $29M | $43M | $46M | $41M | $45M | $64M | $26M | -$14M | -$52M |
| Income tax | $13M | $13M | $11M | $12M | $10M | $12M | $17M | $6M | -$5M | -$17M |
| Net income | $23M | $16M | $33M | $34M | $30M | $33M | $47M | $20M | -$8M | -$36M |
| EPS (diluted) | $1.89 | $1.27 | $2.33 | $2.48 | $2.22 | $2.30 | $2.92 | $1.24 | -$0.52 | -$2.24 |
| Diluted shares | 12M | 13M | 14M | 14M | 14M | 14M | 16M | 16M | 16M | 16M |
| Net margin | 28.1% | 19.2% | 32.1% | 32.7% | 28.7% | 28.9% | 33.7% | 18.9% | -12.0% | -121.4% |
Balance sheet
Fiscal years, from Bank of Marin Bancorp's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $4M | $3M | $19M | $10M | $5M | $7M | $4M | $7M | $10M | $35M |
| Property, plant and equipment | $9M | $9M | $7M | $6M | $5M | $8M | $8M | $8M | $7M | $8M |
| Goodwill | $6M | $30M | $30M | $30M | $30M | $73M | $73M | $73M | $73M | $73M |
| Total assets | $2.0B | $2.5B | $2.5B | $2.7B | $2.9B | $4.3B | $4.1B | $3.8B | $3.7B | $3.9B |
| Long-term debt | — | — | — | $0 | — | — | — | — | — | — |
| Total liabilities | $1.8B | $2.2B | $2.2B | $2.4B | $2.6B | $3.9B | $3.7B | $3.4B | $3.3B | $3.5B |
| Shareholders' equity | $231M | $297M | $316M | $337M | $358M | $450M | $412M | $439M | $435M | $395M |
| Net debt | -$4M | -$3M | -$19M | -$10M | -$5M | -$7M | -$4M | -$7M | -$10M | -$35M |
Cash flow
Fiscal years, from Bank of Marin Bancorp's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $25M | $27M | $42M | $41M | $41M | $45M | $55M | $36M | $28M | $39M |
| Capital spending | $1M | $1M | $907,000 | $542,000 | $981,000 | $1M | $2M | $2M | $520,000 | $2M |
| Free cash flow | $24M | $26M | $41M | $40M | $40M | $44M | $53M | $34M | $28M | $37M |
| Stock-based compensation | $985,000 | $1M | $2M | $2M | $1M | $972,000 | $963,000 | $522,000 | $630,000 | $815,000 |
| Dividends paid | $6M | $7M | $9M | $11M | $13M | $13M | $16M | $16M | $16M | $16M |
| Net borrowing | — | — | — | — | — | -$14M | $112M | -$86M | -$26M | $0 |
| Free cash flow margin | 29.6% | 30.7% | 40.5% | 38.6% | 37.9% | 38.4% | 38.3% | 32.2% | 39.7% | 126.8% |
| Dividends per share | $0.51 | $0.55 | $0.63 | $0.79 | $0.92 | $0.91 | $0.98 | $1.00 | $1.01 | $1.01 |
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Open BMRC in InvestinglyQuestions
What was Bank of Marin Bancorp's revenue in 2025?
$29M in fiscal 2025, from its 10-K filing.
How much free cash flow does Bank of Marin Bancorp generate?
$37M in fiscal 2025 (operating cash flow minus capital spending).
From Bank of Marin Bancorp's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.