BCB Bancorp (BCBP) financial statements
BCB Bancorp reported revenue of $102M in fiscal 2025, up 5.8% a year over 9 years.
Net income was -$13M.
Free cash flow was $35M, and the company returned $11M in dividends.
The diluted share count rose 53% over the period (dilution).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from BCB Bancorp's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $61M | $69M | $86M | $88M | $93M | $106M | $116M | $108M | $95M | $102M |
| Interest expense | $16M | $16M | $27M | $41M | $33M | $15M | $17M | $84M | — | — |
| Pre-tax income | $13M | $20M | $24M | $30M | $29M | $48M | $63M | $41M | $26M | -$18M |
| Income tax | $5M | $10M | $7M | $9M | $9M | $14M | $18M | $12M | $8M | -$6M |
| Net income | $8M | $10M | $17M | $21M | $21M | $34M | $46M | $29M | $19M | -$13M |
| EPS (diluted) | $0.63 | $0.75 | $1.01 | $1.20 | $1.14 | $1.92 | $2.58 | $1.70 | $0.99 | -$0.84 |
| Diluted shares | 11M | 13M | 16M | 16M | 17M | 17M | 17M | 17M | 17M | 17M |
| Net margin | 13.1% | 14.4% | 19.6% | 23.9% | 22.5% | 32.3% | 39.4% | 27.3% | 19.6% | -12.3% |
Balance sheet
Fiscal years, from BCB Bancorp's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $65M | $124M | $195M | $261M | $261M | $412M | $229M | $280M | $317M | $277M |
| Property, plant and equipment | $19M | $19M | $20M | $20M | $15M | $12M | $11M | $13M | $13M | $12M |
| Goodwill | — | — | $5M | $5M | — | — | $5M | — | — | $5M |
| Total assets | $1.7B | $1.9B | $2.7B | $2.9B | $2.8B | $3.0B | $3.5B | $3.8B | $3.6B | $3.3B |
| Long-term debt | $155M | $185M | — | — | — | — | — | $0 | $0 | $0 |
| Total liabilities | $1.6B | $1.8B | $2.5B | $2.7B | $2.6B | $2.7B | $3.3B | $3.5B | $3.3B | $3.0B |
| Shareholders' equity | $131M | $176M | $200M | $239M | $249M | $274M | $291M | $314M | $324M | $304M |
| Net debt | $90M | $61M | -$195M | -$261M | -$261M | -$412M | -$229M | -$280M | -$317M | -$277M |
Cash flow
Fiscal years, from BCB Bancorp's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $7M | $21M | $40M | $24M | $139M | $46M | $41M | $35M | $68M | $36M |
| Capital spending | $6M | $2M | $2M | $3M | $1M | $325,000 | $518,000 | $5M | $1M | $1M |
| Free cash flow | $1M | $19M | $38M | $22M | $138M | $46M | $40M | $31M | $67M | $35M |
| Stock-based compensation | $125,000 | $199,000 | $251,000 | $987,000 | $1M | $417,000 | $1M | $593,000 | $767,000 | $1M |
| Dividends paid | $6M | $7M | $8M | $9M | $9M | $10M | $10M | $10M | $10M | $11M |
| Share buybacks (net) | — | — | — | — | -$5M | -$4M | -$3M | -$4M | — | — |
| Net borrowing | -$25M | $10M | — | — | — | — | — | — | — | — |
| Free cash flow margin | 1.9% | 27.6% | 44.9% | 24.7% | 148.5% | 43.0% | 34.9% | 28.3% | 70.0% | 34.3% |
| Dividends per share | $0.53 | $0.52 | $0.54 | $0.53 | $0.54 | $0.57 | $0.60 | $0.62 | $0.61 | $0.62 |
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Open BCBP in InvestinglyQuestions
What was BCB Bancorp's revenue in 2025?
$102M in fiscal 2025, from its 10-K filing.
How much free cash flow does BCB Bancorp generate?
$35M in fiscal 2025 (operating cash flow minus capital spending).
From BCB Bancorp's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.