Atlanticus Holdings (ATLC) revenue breakdown

Financial Services · Credit Services · Market cap $1.4B

By segment, Credit and Other Investments is the largest at 98% of fiscal 2025 revenue, growing 114% a year over 8 years.

By product, Merchant Fees is the largest at 64% of fiscal 2025 revenue; Service Charges and Other Customer Related Fees, Other Revenue grew fastest, 129% a year over 8 years.

Revenue by segment

Fiscal years, as Atlanticus Holdings reports them in its 10-K filings; fiscal 2025 total $2.0B.

Segments201720182019202020212022202320242025Share
Credit and Other Investments$4M$4M$423M$530M$713M$1.0B$1.1B$1.3B$1.9B 98%
Auto Finance$844,000$1M$33M$33M$35M$36M$40M$42M$40M 2%

Revenue by product

Fiscal years, as Atlanticus Holdings reports them in its 10-K filings; fiscal 2025 total $310M.

Products201720182019202020212022202320242025Share
Merchant Fees——————$124M$144M$197M 64%
Service Charges and Other Customer Related Fees, Other Revenue$74,000$706,000$3M$4M$9M$14M$12M$31M$56M 18%
Interchange Revenues, Other Revenue$1M$3M$8M$10M$18M$25M$21M$19M$32M 10%
Servicing Income, Other Revenue$4M$2M$2M$2M$3M$4M$4M$10M$24M 8%
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Questions

Where does Atlanticus Holdings make its money?

In fiscal 2025, by segment: Credit and Other Investments $1.9B, Auto Finance $40M.

From Atlanticus Holdings's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.